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High Yield Return Program

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#1 - Search all HYIP forums for the name of the HYIP. Check for people spamming about the program, as this usually is a sign of a short lived scam. Look for people's opinions. Often those who have been investing in HYIPs for some time are the ones with the best insite. Most importantly, look for complaints of people who have not been paid.

#2 - Do a search on google. Copy small parts (1-2 sentences) of the text from both the hompage and the page with information on how they make their returns. Paste it into the google search bar with quotes around it, and see if anything comes up. A good amount of the time, google will return results that are an exact match, usually a professional traders website. Also, do the same thing with any images of people that are shown to look as though they are the admin of the program. Simply get the name of the file that the image is uploaded as by viewing the properties of it. Then paste this into the google image search. You will be amazed that a lot of the time you will see that the image is a direct copy from another site. This proves that the admin is lying.

#3 - Email the admin. Ask some good questions such as, where are you located, how long have you been around, and how do you make your returns. The common answers you will receive are United States, 2 Years, and Forex trading. Usually if these are the answers the admin is lying to you. about 75% of all new HYIPs claim that they have been paying members offline for over a year. 99.9999% of the time this is a lie. If an investing firm is able to deal with members offline for 2 years, there usually is no need to go online with their business.

#4 - Look at the main HYIP rating sites. If it looks like a program has been cheating the ratings by voting for themselves, or it looks like they may have hired a paid voter, then stay away. You can usually tell if a program is cheating by trying to look at what else each member has voted for. Also check the voters IP, maybe the cheaters were not careful and didn't use a proxy

All in all, if you follow these 4 steps you will likely be saving yourself a descent amount of money in the long run. HYIPs are extremely risky, and these steps alone do not guarantee success. They only improve your chances of walking away with profits.

High Yield Return Program

When I first started my Financial Planning career (23 years ago as an American Express Financial Planner), I was given a script to tell my clients, "We don't offer any get rich quick schemes here. I'm sure you agree that any investment capable of making you rich quickly, can also make you poor very quickly." I repeated this "wise and sage" guidance that I truly believed at the time.

My Journey into High Return Investments?

However, after several years in the industry, I slowly began questioning that statement. I watched my investments (and my client's investments) grow very slowly because of roller coaster markets and low returns. Also, I started researching investment opportunities that were outside the scope and training that I had received with American Express.

I found a whole new world of high yielding opportunity available that my traditional training didn't acknowledge and wasn't available to me or my clients in the traditional financial industry. However, there were a lot of challenges. I needed to do my "due diligence" and there were so many opportunities "promising me the world". It took time, research, and money. There were mysterious private investments, international investments, private trading accounts, privately managed funds, private real estate placements, HYIP (high yield Ponzi schemes), advisory services, and trading instruction for sale. (My research and experiences there will merit another entertaining article later.)

The one thing that these investments did have in common was that most were full of hype, false statements, unverified returns, unknown directors, mysterious assets, and disappearing and frozen funds. I could have given up. But, I knew there had to be a way!

By then, my criteria had become very specific and focused. I wanted high consistent cash flow (at least 8% a month), my funds in my name under my control, liquidity, and risk management. Was I asking too much? Would I ever find something that worked?

High Returns Make a Difference.

Just imagine. If you could attain at least an 8% average cash flow a month, you could grow your portfolio in about a month what the stock market sometimes takes a whole year to achieve. I knew that instead of a 30-40 year retirement plan offered by most financial planners, with proper capital to start or monthly additions, this strategy could retire people very quickly. For example, a $100,000 portfolio could provide an $8,000 monthly ongoing stream of passive income if only an 8% average return was achieved.

Experts who Verify the Results I'm Looking for.

Finally after more trial and error, I found a company that I could trust and actually delivered what I was looking for. And, they also did my research for me. The company functions as a gatekeeper to screen the top 1% of traders and advisory trading services in the nation. Most of the traders they screen have more than a decade of successful trading experience in the Forex, Futures, or Commodities markets. The company starts by putting their own funds in a licensed brokerage account and they automatically have the trader's recommendations executed by an independent approved broker. They verify that the returns the trader advertises are accurate by their third party brokerage statements. (At last, historical returns I could Trust!) In fact the company is so confident about the services that actually pass their tests (alot of traders are rejected), they offer a guarantee on their services. To top it off, a few of the services they recommend even offer an additional guarantee that their service will perform at a minimum of a 100% annual return. Can you believe it? A guarantee in the Financial Services Field! And, most of the time, they over-perform substantially on their guarantee!

There's a lot of them out there.

Just to be clear, there are thousands of advisory services, just like there are thousands of mutual funds. But just like mutual funds, there are a lot of mediocre managers and traders and they continue to be paid fees whether they make a profit of not. One of the things I appreciate is that these particular Selected and Guaranteed services never take any of your profits. You just pay a flat fee annually, and you keep all of the profits.

Also, you never give away control of your money. (Great, no one can steal or embezzle your money!) Your funds go directly into your personal licensed brokerage account and you can withdraw it at any time or stop the trading at any time.

You still Have to Diversify.

Of course, diversification into several Selected advisory services will help you manage risk. (Never put all of your eggs in one basket!) After setting aside your 3-6 months of cash reserve, you can seek professional guidance from a Senior Executive to find out which particular services are appropriate for your goals, and then you can diversify into several services to reduce your risk.

This Really Works!

These returns may seem hard to believe, after being told for years that high returns can't be achieved without high risk. But it is True! Do your own Due Dilligence now and accelerate your Passive Income Retirement Plan from 30 years to a few years!

Copyright © 2008 passiveincomeopportunities.net, All Rights Reserved

This article may be freely used and transmitted, but only in it's entirety, without any changes to it's content or linking.

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About Author

Both Brian Kay & Rachel Victoria are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Brian Kay has sinced written about articles on various topics from Banking, Finances and Investments. Owner of some of the Largest Online Investing forums which include: . Brian Kay's top article generates over 12100 views. to your Favourites.

Rachel Victoria has sinced written about articles on various topics from Kitchen Home Improvement, Finances. Rachel Victoria, is a former CFP with an MSFS in Financial Planning. Ms. Victoria owned an American Express Financial Services Franchise for 20 years. Please visit my website to learn more:. Rachel Victoria's top article generates over 12100 views. to your Favourites.

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