Many South Carolina seniors are faced with if they would prefer to remain in their homes as long as is possible, or move to a facility. Seniors who go to a South Carolina nursing home or other assisted type facilities are often not in need of medical care but rather are just having trouble taking care of their personal day-to-day needs. Sadly a lot of seniors become depressed and discouraged when they move to nursing homes. Many see nursing homes as just a place where they are going to wait for death. Losing independence is a big concern and fear. Staying in their own home as long as is possible can mean a great deal to many elder people. A familiar environment can be therapeutic and beneficial. The good news is many seniors can stay in their own homes.



Home care in Charleston SC can be a good option for many seniors. They are able to stay in the familiar surroundings of their own home, keep to keep their independence and still receive the care they need. They will have more control over the decisions in life which means a great deal and helps life stay enjoyable. Decisions such as what time to get up and what to eat are important to some, especially if there is a threat that those choices may be taken away. Nursing home care in Charleston SC can be expensive, often times home care is a more cost-effective alternative.

Home Care Options

There are several options for finding home care in Charleston SC. Many caregivers in the home are family members who are providing home care for a loved one. This home care is often given at great at financial cost to the caregiver in lost wages. Most of these family caregivers are women. Medicare will cover home health care only under special circumstances. A physician must order care, and the care provided for medical needs. Medicare regards personal care such as bathing and toileting to be non-medical and therefore disqualified from coverage except in certain circumstances. There are also programs available in South Carolina that offer in home services such as personal care, and homemakers. Check with Horizon Senior Services for information on the programs that are available in your area. If government funded home care is not an option, then privately hired care can be found.

Paying For Care

If home care in Charleston SC is provided under Medicare, the cost of services are covered entirely. Equipment is compensated under Part B and is covered at 80. These programs usually have income qualifications. Very often only low-income seniors are eligible. Often time insurance will cover a portion of home care that is provided for personal type care. Check the benefits carefully. Some companies provide this type of insurance under retirement benefits. It would be wise to contact your former employer to inquire if this benefit is offered. The other option is to pay for the home care provided from savings.