Everyone with an online business selling products and services until now, has had to jump through hoops to accept Credit Cards if they ever hoped to compete in the E-marketplace.

It's true. 95% of all transactions on the Internet require customers to pay by credit card. Accepting Visa and MasterCard has been a must for almost any online business. Things are about to change. . . and change for the better.

The major problem most small online business owners face is the expensive set-up costs and ongoing transaction fees involved with a traditional merchant account. All of a sudden, accepting credit card transactions becomes a major headache.

Startup fees can range between $200 to $500, with minimum monthly fees topping $40 plus a percentage of every sale. Most merchants are forced into this senerio if they ever hope to produce an income online.

Even start-ups are required to risk their precious investment capital before they are positive their business model will work.

On top of that there are the personal credit checks, personal financial staments, 2-3 years tax returns, (1099's, W-4's) and with all this you still need a college education to figure out their monthly staments.

It's a nightmare! . . but relief is in sight.

MyPayUSA has responded to the nightmare with a unique solution to the Credit Card problem.

Now, a merchant simply adds a few snip-its of code to their site. Once in place, the MyPay purchase links enable the customer to click on the MyPay Icon, fill in some "top of the head" information and the sale gets approved instantly up to $300 on first time sales and up to $500 on subsequent visits.

Here's the best part. Once approved, (in about 8 seconds) 100% of the sale price is instantly deposited into the merchants bank account. In reality MyPay receives a 10% to 14% discount for facilitating the sale. The discounts are debited from the merchant's "deposit account." There is a monthly membership fee of $39.

At first blush this service "sounds" a little steep. But when you start adding up all of the advantages over supporting a traditional merchant account you beging to realize MyPay has the potential to explode your sales and subsequent bottom line.

A closer look reveals benefits that far outweigh the costs. MyPay offers tremendous value for becoming a member. To begin with, unlike traditional "merchant accounts" there is a Private Merchant's Resource center packed full of Internet Marketing atticles, tip, tricks and techniques designed to improve sales of any online business.

There are article reprint rights merchants can use to create great content and free E-book downloads on every conceivable Internet Marketing tactic in existance. You could literally spend thousands of dollars on the marketing material offered for free by MyPay.

There is a wealth of MyPay promotional creatives and enrollment into the MyPay Revenue Share program is automatic and free.

The unique feature of the revenue share program is that MyPay actually pays the merchant for selling his own products. Up to 45% of the 10% to 14% discount is returned to the merchant for every 1st time customer using the MyPay option.

It's a very cool feature that substantially reduces the per transaction discount.

This is a service custom made for the online merchant who wishes to:

1. Avoid problems accepting Credit Cards, Cash and Checks.

2. Accept online payments when their customer doesn't have a Credit Card.

3. Accept online payments when customer's Credit Cards are Maxed Out.

4. Accept online payments when the customer is "a little short on cash"

5. Receive final payment in a matter of seconds, with no risk of chargeback.

MyPay behaves like a traditional credit card merchant account but without any of the drawbacks and 20 times the benefits. No long term contracts, but frankly, you would have to be off your rocker to give up utilizing this service, since there is the real likelyhood that this service will more than double your current sales.