During my internship I have met and interacted with a lot of special children and their parents. These children, because of their condition, have then become my patients. As part of providing an affective management for them, it is important for me to know the congenital history of their condition. Thus, I am required to ask their parents, usually their moms, regarding the details of their pregnancy. Most of the children's conditions such as autism, cleft of the lip or palate, cerebral palsy, hearing impairment and mental retardation are congenital in origin and thus can be related to the events that had occurred during their conception. A number of previous researches have indicated that most women who get pregnant beyond the age of 35 may have a higher risk of having children who have mental retardation or have Down's Syndrome. Some studies also show that exposure of pregnant women to teratogens such as rubella virus and radiation, has caused their children to have hearing impairment or cerebral palsy. Unfortunately, most of the mothers I have talked to are not aware of the risks they encounter during pregnancy as well as the various effects of these risks on their babies.
Congenital problems of children may be caused by various factors or the interaction of those factors. Some problems such as mental retardation and congenital malformations may have compounding causes, while some conditions, like autism, may not even have a definite, proven cause. Most parents I have talked to, especially those that have not yet consulted with any doctor, are surprised to learn that their children's conditions are a consequence of something that they had done or had taken (in cases of medication in-take) during their pregnancy. Some of them even mentioned that they had hoped to have known earlier about the risks of being pregnant, back when they can still do something to prevent it from affecting their children. Other, on the other hand, have expressed their fear of having another child with the looming possibility of their next baby having the same condition.
I felt that as part of my profession it is my responsibility to help inform parents, especially mothers or soon to be mothers, about the risks they face during pregnancy and what they can do about it. I have identified three most common risks; namely, stress, in-take of medications, and smoking and alcoholic drink in-take, that may adversely affect the congenital development of infants. I have also included some options that pregnant women can choose to follow to avoid the said risks and their effects.
Stress During Pregnancy
Researchers have been contending about stress among pregnant women and its effects to infants. A previous research has claimed that stress during pregnancy does not affect the condition of the baby in any way. However, recent studies show that this can actually cause pre-term labor among women and low birth weight of infants. The feeling of being stressed may be due to different reasons. Among pregnant women this may be attributed to hormonal and physical changes they experience as well as changes in their lifestyle.
There are a lot of things that pregnant women can choose to do to avoid feeling stressed. Among these stress management activities is learning to plan their activities and taking note that those are achievable relative to their current situation. Setting activities that cannot be attained may only frustrate them. Also, they need to remain in control of their lives, but be open to some changes as well. Never take for granted communicating with their husbands or families and learning more about pregnancy as a condition. Lastly, they should always take time to relax and reflect.
Taking Medications During Pregnancy
During my encounters with my patients' mothers, they have mentioned that they experienced having urinary tract infection during their pregnancy and their doctors have prescribed some medications for them to take. However, when asked what those medications are, they cannot recall the exact prescriptions anymore. The same story is reported by some moms who had experienced having a fever or flu instead during their pregnancy. Some medications are really dangerous to be taken during pregnancy and doctors will probably not prescribe medicines to pregnant women if those are known to be harmful. Illegal drugs are out of the questions because those are definitely dangerous even to women who are not pregnant.
What women should do during their pregnancy is to consult their doctors regarding any medications that they plan to take for any illness. Avoid taking unprescribed medications, if possible. Also, note down or record every medication that has been taken; the name of the medicine, when it was taken, how long it was taken, for what illness or condition and the name of the physician who prescribed it. Through this, they can have a source for future references. Also, a list of safe medications are indicated in various sites in the internet and they can easily search for it. However, doctors are still the best persons to consult regarding matters of medications.
Smoking and Taking Alcoholic Drinks During Pregnancy
Tobacco and alcoholic drinks are among the most common teratogens that often cause abnormalities in infants. Other famous teratogens include rubella virus, radiation and illegal drugs. Women who have a history of smoking and drinking during their pregnancy are most probably also the mothers of children who have congenital malformations and cognitive problems. These teratogens can also cause low birth weight or premature deliveries of babies. In some cases, infants even die before they are born because of those substances. Aside from direct smoking, constant or regular exposure to secondhand smoke can also affect pregnancy in the same way as firsthand smoking, thus, should be avoided.
The option to this risk is quiet simple. Avoid such activities that are definitely harmful to pregnancy. There is no other possible, good option. Also, be aware when in doubt of possible pregnancy. Some mothers I have talked to reported that they were not aware of their pregnancy when they were still smoking or drinking. When they finally learned about their condition, it was already too late. Therefore, women should carefully take note if they suspect of their possible pregnancy.
Throughout the nine months of a child's conception, it is therefore necessary to learn much about being pregnant. A lot of people, places and books may be consulted or used as resources or references for this. One common mistake I have noted among all the mothers I have talked to is their lack of knowledge regarding pregnancy. The risks may not so much affect the mother herself but they will definitely have a negative effect on their babies. Like all other problems or illnesses, it is important to bear in mind that prevention is better than cure. Rather than provide a solution to the conditions of their children as an outcome of being exposed to various risks, it is much better if they initially avoided letting their children be at risk of having those conditions.
How To Manage Risks
There was a time when stock trading was considered so risky that it was equated with gambling. The reason why it does not carry that stigma any longer is because of the evolution of risk management techniques in stock trading. Still stock trading involves numerous risks if the investor is not careful. Stock trading remains imbued with several risks all the time.
The most visible, talked about and common risk in stock trading comes from the volatility of stock market. Stock market pundits are often taken off guards when volatility strikes like an unexpected tsunami and sweeps away all the precautions and predictions in no time. Besides the volatility, there are some other risks also:
The first and foremost risk is inherent in the stock market itself. Market corrections and bear markets cause havoc to numerous investors who just throw in the towel and lock in their losses. When the market correction takes place, it takes a toll of 10% to 20% of the market value of the stocks.
Risks associated with interest rates confront the investors all the time especially when the prices fall due to the increase in interest rates. If the interest rates rise significantly, people tend to sell off their equities and invest in fixed income securities such as high yielding bonds and other money market funds When there is a wide spread sale of shares, the value of the stocks falls. This causes loss to the investors especially those who have bought the stocks at higher rates.
The third risk emerges from the value of currency. When the currency grows stronger people experience loss on their foreign securities. Conversely, when the rates of the local currency fall, the investors get bonus in terms of increased returns on their investments. Constant fluctuations in currency rates affect the investors who hold the funds for shorter terms.
Any investor, who does not diversify his investments and puts all his eggs in one basket, especially when he invests all his money in equities, is likely to bear the brunt when the market falls. Short-term investors who take loans to invest in equities suffer most.
Most of the stock market investors cannot successfully manage their investment portfolios since they lack the expertise of investment specialists. They cannot anticipate the market trends and suffer losses.
Besides these, some risks are related to certain sectors of investments. People who invest in narrowly focused sector portfolios such as health care etc are exposed to losses.
Changes in tax laws can also reduce the value of your holdings.
How to manage risks in stock trading?
1. Slow and steady wins the race.
The adage holds good in every area of human activity including investments in stock trading. If you sow a seed of investment cautiously and continue to water it regularly with funds, your money plant can grow steadily, flower and blossom in time to provide fruit and shade to your entire family over your life time. The only virtue required is patience, forbearance and regular investment. This virtue beats all stock market punditry.
You can secure your future even if you are not overflowing with funds. You can make small yet regular investments even in high value equities. The only need is to find a stock broker who can provide you the right mechanism of fractionalized investments. You do not have to buy shares in big bunches, say, of at least 100 high value shares of a stock in one go. You can buy one share or even a fraction of a share. In this way you can diversify your investment in numerous high value stocks with strong fundamentals which can withstand the vicissitudes of unpredictable and volatile market.
2. Weed out the laggard stocks
Vigilance is not only the price of your personal security, it is also essential for every stock market trader. You must keep a constant watch over the performance of your portfolio. It is better to weed out the stocks that perform poorly over a period of time.
3. Use cost averaging techniques
An intelligent investor spares some amount of his income for regular investment on monthly basis in specific stock. It is a great way to build wealth and face the highs and lows of the market which are an inevitable part of stock trading.
Both Aseya & Micheal James are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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