A critical step in having a great marriage is being able to balance relationship and financial issues. Determining how much financial freedom is acceptable for each person is important. Should she be allowed to splurge on the kids without checking with her husband first? Is it acceptable if he buys a new accessory for the car without having to first consult his wife?
If one or both partners is used to spending freely, having to discuss purchases with his or her spouse once they get married, can feel restrictive and unfair. There are many decisions to make when joining into a marriage: should you keep your separate bank accounts or open only joint accounts? Some couples allow themselves a certain amount of discretionary spending, for instance: spending over $200 should be discussed.
The picture becomes more complicated when taking into account whether the couple has a duel-income or if one is a stay-at-home spouse. If one partner isn't working while staying at home to raise children, how should discretionary income be budgeted for? Each partner will need some money to spend freely in order to feel independent.
Financial infidelity can show up in many ways. One partner might purchase an item and hide it in the back of their closet so the spouse never notices it. Another might go to the grocery store, get cash back, and then pocket the change.
One particularly heinous example of financial infidelity is having a secret bank account, which many agree might be grounds for divorce. Another might be having a secret credit card.
Confessing spending or financial secrets can be liberating. Using an anonymous online website for revealing secrets and confessions can be a good first start. Getting to the bottom of why you are keeping the secret is a critical step in coming clean.
Not only can keeping a secret damage your marriage, it can affect your health. Revealing your secrets anonymously online can help you deal with your mistake without fear before you take the next step of revealing it to your spouse.
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