Most of you reading this probably have no clue what is "publicly available" about you to anyone that is interested in doing some simple research. The internet holds unlimited access to what governments consider public records. Governments you ask? Yes, this means not just the United States, but also many records for Mexican and Canadian. As more countries become technologically advanced, more information will be readily available for anyone to research at will.
Currently, within the United States, anyone with internet access and a little information about you can divulge the following information about you:
? Real Estate Ownership
? Traffic Tickets
? Conviction Records
? Criminal Arrest Records
? Arrest Warrants
? Case Indexes
? Civil Court Recordings
? Professional and Business Licenses
? Motor Vehicle Records
? Registered Voter Files
? Court Files
? Property Tax Assessor Files
? Tax Liens and Judgments
? Bankruptcy Files
? And Much More
There was a time where many of these records were trade secrets of private investigators but now they can be easily uncovered through simple online searches. Our government has and continues to convert these public records into digital format for easier accessibility directly and publicly through the internet. The internet is finally allowing public records to be more public so anyone, including you, can uncover information about any person or company.
Personal information isn't always as private as one may think. Generally speaking, your date of birth, social security number, financial, insurance, and medical information is protected by law. Companies and corporations also have similar protection. Unfortunately, research into public records can commonly reveal these items through background checks, court records, divorce records, bankruptcy files and many other sources of readily available information.
Although many people may have privacy concerns, all of these records have been made public for important reasons. For example, detailed background checks are necessary for the security of the general public and business security. You wouldn't want someone watching your child at a local day care that has a warrant out for their arrest or has past criminal records would you? Perhaps you are a proud owner of a limousine business. It could be devastating is it is later revealed that a driver you hired has multiple DUI charges on his or her record.
Just as people do with credit reports, I would recommend that you research yourself. You may be surprised with the information that is available to anyone interested in looking into it. In the past I have seen someone lose their job because they were unaware of a charge on their record and didn't disclose it on his hiring application. Simple mistakes like this can be prevented or corrected before they become a problem.
Information About The Government
In June, Justice Minister Bridget Prentice announced new proposals designed to help borrowers get the debt advice they need before it's too late.
Under the new proposals, all creditors will be required to write to borrowers before they take legal action against them, telling them how to get in touch and where they can find independent, free debt advice. According to the Ministry of Justice website, nearly nine out of ten respondents think that early advice like this 'would go a long way in helping people find ways to settle their debts'.
Debt advice "can make the difference between keeping your home or losing it"
"Getting the right advice at the right time can make the difference between keeping your home or losing it," said the Justice Minister. "Today's proposals give people a chance to look for ways to tackle their debts, where to go for advice and the different ways repayments can be managed."
The Minister also pointed out that most creditors already encouraged people with debt problems to talk to them and/or get in touch with a debt advice provider, but she stressed that "this new step will make it the norm for everyone."
Debt advice where it's needed
Before they come into effect, all the proposals will have to be included in civic procedure rules, which means they'll have to be recommended to the Civil Justice Council and the Civil Procedure Rule Committee.
From July onwards, all county courts will display posters telling people how to get in touch with organisations that provide debt advice for free - and later on in the year, the online claim form 'Possession Claim On-Line' (which creditors use) will contain a similar list of free debt advice providers.
"There's no question that early access to debt advice can make a huge difference to someone who's struggling to keep up with their debts," said a spokesperson for debt management company Gregory Pennington. "As one of the UK's largest debt help companies, we've been providing free debt advice for 15 years. Everyone's situation is different, but one thing is true of all debt problems: they don't go away on their own. In general, the earlier someone takes independent debt advice, the greater their chances of resolving their debt problems as easily (and cheaply) as possible."
Both Steven Cancel & Melanie Taylor are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Steven Cancel has sinced written about articles on various topics from Water Garden, Recreation and Sports and Interior Design. This article was written for our friends at to help people understand what is openly available about you. Article written and distributed by Steve C. Steven Cancel's top article generates over 135000 views. to your Favourites.
Clear Choice Shower Dispenser With all of these variations of lube that is perfect for anyone, you will not be disappointed when you open up a bottle of ID lube for the intimate moments in your life