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Installer Won T Work

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We've all faked a sick day or two in order to get some extra sleep and recuperate after a night of celebration, to get some last minute shopping done, or to pamper ourselves at a local spa. Go ahead, admit it. The boss isn't watching. And while these little discrepancies aren't exactly worthy of major guilt or fear of job termination – everyone needs a break now and then, right? – they could cost you some money in the long run. But, sometimes that night out with your old college roommate you haven't seen in a few years is worth it.

All secrets aside, there are times when you actually need to take a few days, weeks, or even months off from work. These are the times when you are actually sick, or even injured, to the degree that you can't make it to work, or be very productive even if you could. To protect yourself against these times, you should consider purchasing disability insurance.

Many employees have family concerns, i.e., bills to pay and mouths to feed. Without a substantial supplemental income during the time they're off work, it can be quite difficult to meet these family concerns.

Sure, there are programs such as workers' compensation and Social Security that can lend a financial hand when you find yourself too sick, injured, or disabled to work for a certain amount of time. And some employers even offer disability insurance for a low cost, or no cost, to their employees. However, each of these kinds of programs are usually very limited in the financial assistance they dole out, and recipients of the financial assistance must meet certain qualifications before they are considered unable to work for a period of time.

Don't rely solely on your employer or government programs to help you and your family in your time of need. Put your family concerns to rest by purchasing a disability insurance policy.

Installer Won T Work

The answer to that is simply what ever you want! Yesterday, Monday, I took my family out to watch Shrek 3. I took them to the 2pm showing. Now that may seem like something little, but for me, it is huge. How many Dad's were at work away from their families? I know where I would have been. I would have been out making someone else money while being paid peanuts worrying about whether or not I would be able to have the money I needed to make the bills, especially if my family went to the movies. I'm not joking. That is how bad it was.

But that's not how it is now. I choose when I work and when I play. Well, I mostly play because I only work about 3 or 4 hours a day. But yesterday, I choose to work only about an hour and a half and still made money. What a business this is! I'll tell you what…..there is no other business that I know of that will allow you the financial and time freedom that this one will.

How many times have you gone to the movies with your family on a Monday afternoon, as a working parent? It's not my first and will definitely not be my last. I was actually thinking of just packing up and taking a trip to Colorado or San Diego. I can take my business with me and you know what? I will make more money while doing that than I would staying here at home. I find that when I am having the most fun I make the most money. Isn't that how life should be? Everyone should be able to make money while on the beach in Cancun or in the Rockies on the lake. That is life. That is living.

I love my life and the business that has provided it for me. It has been the catalyst and the vehicle that I have used to live my life on my terms, and I am grateful. I will never miss another first step, a 2 PM Monday movie, a lost tooth, a school play, a sports game, or just a simple day to day conversation that is needed from Dad by just simply being there. What's important to you? Now, what are you going to do about it?

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Both Elizabeth Newberry & David Allred are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Elizabeth Newberry has sinced written about articles on various topics from Business and Finance, Health Insurance and Education.

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This helps in being cost effective, by buying only all that is actually required and used largely, than wasting money on things that are of no great use for one