Guide to Insurance

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Insurance Protection For Landlords

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Whether you are buying your first home or you are investing in a rental property, it is important to make sure your home is insured. And part of that involves knowing the differences in your home insurance packages. This is especially true of your investment property. Because you are not always able to be near this home when things go bad, whether you live down the street or abroad, you will need to make sure that it is insured. And this is exactly why we have developed a special insurance policy to fit these special needs.



What makes this home insurance policy so great is that it will not only cover your investment property but also the contents. But what really makes it perfect for a landlord is that this policy will also allow you to choose a cover for extended accidental damage and/or legal expenses and rent guarantee cover. How often have you been left holding the bag when your tenant sneaks out? This is an insurance plan that no buy to let owner should be without.

For example, if your tenants damage the majority of furniture in your building then it will be covered. Furthermore, our special home insurance for buy to let owners will also help if you need to pursue your wayward tenant for breach of agreement you will have legal cost coverage to do so. But that is not all; we have a whole list of items and incidences that we will cover. Make sure you check them all out to know what you are covered for.

What you will notice when you look at what we cover is that we list all your standard home owner policy information like protection for fire, theft, and those sort of issues. But you will also see the unique instances that we cover. For example, with this home insurance we will cover your legal liability as the owner of the property for any injuries to people or damage to their property. And another issue unique to a landlord is coverage of los of rent following damage by an event that is insured.

Often times there will be issues that are out of anyone's hands like fire or flood damage. Not only would you normally be worried about getting the damage covered, but now an added worry of no rent while it is being repaired. It is problems like these that we worked hard to include in your policy. And because we pride ourselves on providing for customers needs, we have developed the ultimate in buy to let insurances.

Don't get caught with the wrong home insurance when you rent out your investment property, come to Legal & General and be sure that you are covered for most any event. Too often people look at insurance the same way for all their needs, and this includes those that buy properties to let. So choose our insurance and be confident in renting out your property knowing you are truly covered.
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