Invisible debt - Debtor to family or creditor?



Do you owe more to your family or to your creditor? In Rom 1:14 Paul says, I am debtor both to the Greeks, and to the Barbarians; both to the wise, and to the unwise. This reminds of his responsibility towards people in Rome whom he has not met. Every due responsibility can be treated as a debt. Also the Bible says, A debtor is slave to the creditor unless paid in full. Bible has contributed many terms to US credit system like SOL (Statute of limitation).

A community for visible debt

At Debt Consolidation Care, we community members are helping people in debt (over 80,000 helped with over 1,90,000 posts). It starts with an evaluation of total debt (amount owed to others). We make a list of creditors and account to list the debt amount for a cumulative sum. At the end of calculation the total debt amount will be visible that needs to be paid. There are lists of calculators that can help you calculate the visible debt.

What about invisible debts?

As being a social creature, created in the likeness of God (Gen 1:26) we have obligations at various levels and if not done, it becomes a debt. Have we ever calculated?

• How much do we owe to our kid?



• How much to our parents



• How much to our partner?



• How much to neighbor?



• How much do we owe to God?



• How much to our society?

These are invisible debts to which we have consciously turned blind to. How about making a calculator for invisible debt? It has to be self developed, self attested and self committed calculator. Calculate your invisible debts and repay them for a meaningful life.

How to repay invisible debts?

Almost all your debt is under settlement, they have been settled. There is no hard rule for invisible debt payment but here is a small working formula:-

1. Do a commitment to repay, make it a public commitment to create a pressure on you, this works.



2. Evaluate your outstanding debts on a regular basis.



3. Say a sorry, say a thanks wherever it is pending.



4. Make it a part of life and enjoy every moment.

Wishing you a true debt free and happy life!