Leasing a car or truck is often the best way to secure reliable transportation for those who don't have a lot of money or for those who are looking for their first car. Lease terms typically only require the consumer to commit to a two or three-year lease term, which makes car leasing less of a financial commitment than purchasing a car. As well, there are often lease-to-own opportunities for loyal customers like that offered by Saturn. Saturn's lease-to-own program allows low lease payments on a new car with the opportunity to pay the principal at the end of the lease agreement to purchase the leased car.



For those who lease cars and trucks, it is economical because it allows lower monthly payments, lower down payments, and a quicker process than the sometimes-lengthy process of financing and test driving new vehicles for purchase. This is important for those who lease cars because it is difficult in many cities to get around for business or entertainment without a reliable car. Instead of purchasing a used car with a dubious car history, car leasing allows low and middle-income people the opportunity to use a new car to get around.

Another reason that leasing a car is economical is that dealerships often offer discounted rates for maintenance and repair jobs through their garages. While the discounted price may be the same as a privately owned garage, it is comforting to know that new parts and repairs are taken care of by the car company itself. Leasing cars benefits both the consumer, because it is a good short-term solution for transportation needs, and dealerships, which can make a good deal of money off the lease and still sell the leased car in the future. All in all, leasing cars is a good way of getting your feet wet in terms of car maintenance and ownership before purchasing a new car outright.