Statistics reveal that someone somewhere in the UK falls prey to a critical illness every 2 minutes. That critical illness is most probably the heart attack. As surveys are carried out, results appear, showing that 93 percent of these people are likely to have a critical illness cover. As a matter of fact, a serious amount of people continue to fall critically ill every year without getting any financial help to match the costs of possible treatments and intensive care.



According to ERC Frankona, 1 of every 3 men may suffer from a critical illness such as heart attack, stroke or cancer before reaching the age of 65. The same thing may happen to 1 of every 5 women. Sadly many women in England and Wales suffer from one of these critical illnesses: breast cancer. 36,000 cases of breast cancer were diagnosed in the year 2000 among women, that is approximately 114 of every 100,000 women suffered from this critical illness. Consequently around 11,000 women died due to breast cancer in the year 2002 in England and Wales. Thus, these figures confirm that breast cancer may be the most lethal critical illness among women.

Furthermore, The Office for National Statistics shows that 80 percent of women between the ages of 50-55 may have developped a breast cancer. The process of discovery of this disease demonstrates such an elevated result as many women may have been tested for the first time. Also, in the years 1940s and1950s the death rates among women for a critical illness such as cancer decreased. It then rose back in 1980 and lowered again in the year 1990. On the other hand, the death pattern among men was the contrary. It rose to the 1970s and then continuously lowered from the 1990s.

Another well known critical illness in England and Wales is the circulatory disease accompanied by heart disease and stroke. This critical illness caused death rates among men to rise more than that of women. The Office of National Statistics states that of every 100,000 men 312 died due to circulatory malfunctions as compared to 194 of every 100,000 women. Further researches carried out define that the percentage of death from heart failures were greater than that of stroke among both sex.

Hence a most in depth analysis was carried out by the Office of National Statistics pointing to the death rates among people of various age categories. They are as follows:

In the year 2002 mortality for people between the age of 15 to 29 resulted from injury and poisoning. That is 0.041 percent for males as compared to 0.01 percent for females based upon a population of 100,000.

Men falling between the ages of 30 to 44 died also as a result of injury and poisoning. That is 0.045 percent based upon a population of 100,000. On the other hand, 0.032 percent of women on a population of 100,000 died due to a critical illness like cancer.

People aged between 45 to 64 suffered mainly from a critical illness, the most dominant being the cancer. 0.245 percent of men upon a population of 100,000 died as compared to 0.218 percent of women over the same population count.

For those people aged between 64 and beyond, the critical illness namely circulatory disease was the main cause of death. People aged 85 or more were more apt to suffer from circulatory diseases along with respiratory diseases and then pass away.

Figures show that at some point in someone's life he may suffer from a critical illness. When you are young and energetic doesn't mean that everything is fine. Life is so unpredictable. Anything can happen to you. So why not secure yourself and the ones you love by getting an insurance cover. Whether it is critical illness cover of life cover, you should know that you could be taken care of during your bad days.