Choosing the right time to sell your policy can be a hard decision to make. Life settlements are the transfer of ownership, beneficiary, and all future premium to a third party investor in exchange for a cash settlement. This system provides more that the cash surrender value of whole and universal life policies, but functions no differently than a 1035 exchange.



A life settlement is an alternative option to surrendering a policy or letting it lapse by not paying premiums. Often a person no longer wants to maintain life insurance, even though it has monetary value.

A Life Settlement is a powerful new tool that allows you to help your clients maximize the full potential of their life insurance policies. A life settlement is an alternative option to surrendering a policy or letting it lapse by not paying premiums. Often a person no longer wants to maintain life insurance, even though it has monetary value.

A life settlement is the sale of an asset, a taxable event. The tax specifics are up in the air in Congress and the courts. A Life Settlement is the sale of an existing life insurance policy by an individual who is typically 65 years of age or older.

life settlement is simply the sale of an existing life insurance policy by a terminally ill or elderly person to another party. The price of the policy is negotiated and sold by the owner at a discount to the face amount.

A Life Settlement is the sale of a life insurance policy for an amount greater than the cash surrender value, but less than the face value. A Life Settlement lets you convert a non-performing, illiquid asset into cash or another financial product that is more suited for your present stage of life.

Life Settlements are increasingly being used by Senior Citizens to fund retirement, pay for long-term care, or just pay rising living expenses.