A car accident in Mexico is much more of a hassle than having an incident take place at home - especially if you are an American tourist, as Mr. Bill K. explains. Mr. K. has recounted his experiences of an accident that took place in Mexico and the following week he experienced with the Mexican police. It is his hope that he will encourage all Americans to come prepared when driving a car in Mexico.



Mexican car insurance is an important resource to possess, for reasons that become obvious as you browse his true story. Additionally, this was not the first time Mr. K. traveled to Mexico when he was involved in an accident in Southern Mexico, as he was driving a truck that belonged to his friend.

An exceedingly cautious driver, Bill was at the wheel because road conditions were deteriorating due to an incoming rain storm, which left him at the mercy of his friend's Mexican insurance holder.

Bill was traveling at a cautious speed when he rounded a corner to find a Mexican military vehicle full of soldiers hurtling towards them partly on their side of the road. Unable to avoid a crash, the two vehicles impacted head-on left, sending the personnel scattered down a cliff and Bill and his friend into the wall on the opposite side.

The Mexican police came very quickly. While his friend was left standing on the side of the road, Bill, who was injured, was taken hastily to another location that was not know to either Bill or his friend. You are guilty until proven innocent in Mexico, unlike in the US.

Because he did not know if his friend had Mexican car insurance, Bill was put in a Mexican jail cell, not knowing what would happen to him and with no contact with anyone outside.

After several hours, the guards took him back to the scene of the accident. His friend was there with his Mexican auto insurance policy. This would have been the end of the story in the US, but in Mexico it was just the beginning.

The entire story of Bill is lengthy and quite upsetting. He actually spends a week in a Mexican hospital without anyone by his side. Bill attempts to prolong his injuries so that he will avoid seeing the inside of a Mexican prison. He is completely at the mercy of the local government; an archaic technology; and shady legal counsel. At first it seemed that paying his way out of the situation is clearly not an option.

Bill often thought that there would be no way to end this nightmare and questioned if he could even afford to put this incident past him. Finally, he once again is a free man, but only after spending more than $28,000. Lucky for him, he was in a position to gather up the funds to pay for his freedom, but sadly, many other Americans are unable to raise this kind of money.

It is the disorganization and deceit found in Mexico that caused Bill to doubt if he would ever see a gain on his life's venture. However, he learned a lot of things from his ordeal that he is determined to share with all of the Americans planning a trip to Mexico:

Bring a cell (or satellite) phone into Mexico and learn how to place a phone call while in the country.

Stay in contact with family and friends residing in the states, as they can help you lock in money if ever needed, as well as contact Mexican insurance companies when applicable (because you will have limited resources to do so).

And most important -

ALWAYS HAVE MEXICO AUTO INSURANCE - the kind that delivers good protection and adequately covers personal injury and damage to property.

Be sure the Mexican auto insurance company is reputable.

Make sure you carry proof of Mexican Insurance in the vehicle, accessible at all times! (And if you are separated from the vehicle, take the Mexican car insurance ID cards with you!)

Bill Kitto's long and trying ordeal proved one thing to him-money makes the Mexican world go round. Down there, they care little about where that money comes from, but whether you can pay the tab or not is what determines your innocence and ultimate freedom.

Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits.