Cell Phones

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Mobile Phone Insurance Cover

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A mobile is a small device with the ability to connect you to anybody in any part of the world in just a few seconds. There are certain risks that come with having a mobile device. These can be loss due to physical damages, water damages, mechanical breakdown, threats or fraudulent calls which can trouble you later. It is very common to suffer loss due to any of such reasons. Mobile phone insurance covers such risks to a considerable extent.



Statistics show that every minute a mobile phone is stolen in the UK. Almost half of the total crime involves mobile phone thefts as it is the number one target for muggers. Mobile phone insurance safeguards your mobile against any such loss. Mobile replacement can cost you around ?200 to ?1000, whereas mobile phone insurance protects your mobile at a much cheaper price giving you the peace of mind. Mobile phone insurance costs you around just ?25 to ?100 per year depending upon the provider and the level of insurance cover.

Mobile phone insurance can be applied easily for through various online mobile phone shops. Here, you can get various quotes to choose from as per your suitability. To enroll yourself for mobile phone insurance, you need to have your mobile phone details, credit/debit card details, your bank sort code, account number, and IMEI (International mobile equipment identity) number of the phone. To get your IMEI number you need to type *#06# on your phone. Along with such information you need to mention personal details such as your name, address and contact information, email IDs, date of purchase and from where you have made the purchase of your mobile handset in the application form.

Make sure to go through all the terms and conditions in order to avoid disagreements later with the insurance provider. Once you have submitted the mobile phone insurance application form, you will start receiving the cover within 48 hours for all the risks and causes mentioned.

Other than going for mobile phone insurance, there are certain things which you can take care off to keep your mobile safe. These are:

•Make a note of your mobile’s IMEI number.

•Mark your phone with UV (ultraviolet) security pens leaves a mark that is not visible to naked eyes. Remove the battery and place the mark on the phone with your house number and post code.

•Set PIN in your mobile. This makes it difficult for the other person to use your mobile in case your mobile is stolen.

•Don’t leave your mobile at strange places

•Keep it away from dust and water

And for rest of the reasons mobile phone insurance is here to make you feel the power of mobile without any risk.
Mobile Phone Insurance Cover
1. Here is a few benefits of mobile insurance:

2. Mobile phone can be repaired and replaced at no extra cost.

3. If you loose your mobile phone, you will get an replacement phone soon so that you will not be left without mobile phone for a long periods of time.

4. If another person makes calls while it lost you will not be responsible for the cost.

5. You will be covered even if overseas.

6. Mobile phone insurance will cover against water damage, fake calls and theft

7. Your premiums are low and affordable.

Whereas if your mobile phone was not insured and it was stolen, you would have pay all the calls made by the other person and you have pay for a new mobile which will cost you time and money and don't forget telling your friends and family for the new number etc.

Even before you get to that stage, you need to check that your phone is not already covered by any other insurance you already have. For example, some good home insurance policies will cover your possessions whilst away from the home and, unless specifically excluded, that should include your mobile phone. Check with your insurance company and ask the question.

If you loose your mobile phone, all you can do is inform the police and fill out all the different forms. So, it is always safe to buy and affordable mobile phone insurance policy to avoid the trouble.
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About Author
Both Gregory Gibson & Simon Hemmings are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Gregory Gibson has sinced written about articles on various topics from Phones, Mobile Phone Reviews and Sony Ericsson Mobile Phones. Gregory Gibson is associated with MobilePhoneShopUK. He holds a bachelor's degree in electronics and communication from IIT,Kharagpur. To know more about. Gregory Gibson's top article generates over 1830000 views. to your Favourites.

Simon Hemmings has sinced written about articles on various topics from Elder Care, Van Insurance and Pet Insurance. Insurance-4-Mobile Phones provides information and tips on getting the best Mobile Phone Insurance around and offers other information on insurance including Benefits of Mobile Phone Insurance.. Simon Hemmings's top article generates over 8100 views. to your Favourites.
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