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More Energy Efficient Home

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A well insulated house stays cooler in the summer as well as keeping its heat in winter. Insulation ratings are measured in ?R-values", which measures how well it resists the transfer of heat. The higher the R-value the better insulated your house will be. R-40 is recommended for attic insulation. Insulated basements, though often overlooked, can improve the comfort of your home - in these areas R-12 or greater is recommended. Also, seal all cracks and other air leaks. If you add up the total size of the hidden leaks in your home, it can be the equivalent of leaving a window open!



Single paned windows aren't very efficient at stopping heat transfer, which means that you may be paying for heat that is going right through your windows. Double and single paned windows are more efficient, as are coated windows. Can't afford new windows? Many home improvement and hardware stores offer do-it-your-self window seal kits that allow you to attach a second seal using a hair dryer. Also, make use of your curtains! Keeping them drawn on summer days while you are at work will keep the heat out.

Lighting accounts for five to ten per cent of your total energy use. This is an easy area to reduce your costs. The most obvious (but often overlooked) way to cut costs is to always turn off the light when you leave a room. Make use of the natural lighting available and choose lighter colors for your interiors. Use task lighting instead of general ceiling lights - by focusing your lights on the task at hand you can cut the energy output. Keep your lights clean - cut through dust and cut your costs. Most indoor light bulbs are incandescent, which are particularly inefficient. More than 90 per cent of the energy used by these bulbs is wasted on heat, not light (ever try to change a light bulb that's been on for a while?). By choosing compact fluorescent bulbs you can cut your lighting energy by up to two thirds. These bulbs also last up to eight times longer than regular light bulbs.

Appliances and home electronics use a lot of energy. A general rule is to keep them unplugged and turned off when not in use. Choose more energy efficient models when replacing older models.

Turn off your computer when you aren't using it. Not only do older computers use a lot of energy, the screen saver function can draw more energy than when the computer is in use. If you are planning to come back to the computer shortly, turn off the monitor.

Another area to consider is your water consumption. You can save money on your water heating costs by washing your clothes in cold or warm water instead of hot, using low flow showerheads, and only running the dishwasher or washing machine with a full load. Insulate your electric water heater and wrap the exposed hot water pipes to stop the loss of heat.

By taking a few steps to consider your home's energy consumption you can save money and become a greener family. by making a few small improvements you are well on your way to improving the comfort and resale value of your property.
More Energy Efficient Home
Rising energy costs affect every homeowner. If you are planning a home improvement project, it's important to look at ways to incorporate energy efficient changes as well as merely cosmetic ones. The money you invest today can quickly pay for itself with savings on monthly utility costs, and on your mortgage as well.

Of course, it takes money to save money, and energy efficient home improvements do require a certain amount of cash outlay. Even if you don't have the budget on hand, there are options available to you. If you are planning on renewing or refinancing your mortgage, talk to your bank about borrowing a little extra to invest in making your home more energy wise. Energy efficient home improvements will immediately lower your monthly energy bills, and the interest on home equity loans and home mortgages is usually tax deductible.

Energy Efficient Mortgages

Another good option is to consider an Energy Efficient Mortgage. Owning a car involves real costs like maintenance and operating expenses; the same holds true for a home. Rising utility expenses must be factored into the costs of owning a home. An Energy Efficient Mortgage (EEM) can increase your comfort and save you money whether you are buying, selling, refinancing or remodeling your home. These plans can be applied to most home mortgages, and provide special benefits to borrowers who are buying energy efficient homes or are planning to install energy efficient improvements. Homeowners with lower utility bills have more money in their pocket at the end of each month, and are able to allocate a larger portion of their income to housing expenses.

There are many benefits to financing your energy efficient home improvements through an EEM:

* Qualifying for a larger loan amount allows you to purchase a better, more energy efficient home.

* You can finance your cost-effective energy saving measures as part of your mortgage.

* Older homes can be improved and updated to become more comfortable and efficient

* Stretch your debt-to-income qualifying ratio with a loan for energy-efficient homes.

* Increase your overall buying power.

Other Financing Options

Many utility providers and energy-related businesses are now offering loans and incentives for property owners to install energy efficient heating and air conditioning systems, insulation, windows and other energy efficiency improvements.

Further, utility companies are beginning to offer a range of improvements to help customers enjoy greater efficiency. In the United States, the Edison Electric Institute (EEI) offers a list of member company programs that offer efficiency services to homeowners, businesses and industrial plants.

More energy efficient services and ideas are available a number of websites, including the National Energy Affordability and Accessibility Project (NEAPP) site.

If you're thinking of renovating, make energy efficient home improvements your first priority. Your monthly savings will quickly make up for the initial building costs, and you'll be helping to preserve our priceless energy resources.
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Both Adam Coyle & Barbara Williams are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Adam Coyle has sinced written about articles on various topics from Banking, College Student Loan and American Express Card. Adam Coyle is a representative of , serving the
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