It's that time of the year again, when countless people make their own resolutions in an effort to have a better year. Year in and year out, people undertake this responsibility and give themselves goals that they want to meet for the next 12 months. I do not know if you do this but it surely is a good idea, as long as you actually follow through with your initial plans. Here are some ideas for your own New Year's resolutions ? feel free to take them as your own or even tweak them to suit your personal situation and preferences.
Open a new bank account that will be untouchable.
I think that I have said this to myself many times in the past year. I used to have one and then I decided to close it and invested the money in a retirement plan that doubles as an insurance policy. I consider that money well spent but I realise that I still need something that is liquid ? that is, something that I can access in case of big time emergencies. That is why the first thing that I am going to do when I get back to work is to open a new bank account that will be under my name only and keep that as my hedge fund, so to speak. More than opening the bank account, I am deciding to put a little bit of money every month. It does not have to be big, as long as I regularly put money into it.
Stop using my credit card until it has been paid off.
This past year has been a year of spending. I bought a lot of new gadgets and spent a lot on my new apartment and before I knew it, my credit card bill had skyrocketed. I actually stopped using it a few months back and I just intend to continue with it. It might take 3 to 6 more months of regularly making big payments but I am hell bent on paying this thing off.
Limit major purchases to TWO in the next SIX months.
This is because I have already planned on getting myself a special gift on my birthday BUT this is something that is dependent on the cash that I have on hand. If I do not have the cash then I will not be buying the gadget that I want for my birthday. This is in line with my previous resolution above.
These are some of my money resolutions for the New Year but I am sure that I can come up with more if I take more time to think about it. I am not so sure that I should think of more, though, as I might be biting off more than I can chew. Then again, they have this saying ? aim for the stars and hit the lamp post, aim for the lamp post and hit the ground. Perhaps I should think of more and aim for the stars? What are YOUR resolutions?
New Years Resolution Statistics
Being from the health / fitness / wellness industry, I have seen droves of enthusiastic and health minded clients come through the doors in early January. Within a month, or two, many of them were gone. When I worked at Ocean State Fitness, some of the personal trainers would bet on the odds of a client making it to February.
Below, I have outlined a preliminary game plan for anyone who wants to succeed at anything. This doesn't just apply to fitness, body building, weight loss, Yoga, martial arts, or quitting smoking. The principles below apply to everything you can attain in life.
Write your resolution down, and put it somewhere you will see it every day. If you plan on a New Year's Resolution, do it as soon as possible. Plan it out in your mind and understand that you will be at a few parties between now and then.
Design a realistic short-term goal and a long-range goal.
Be prepared for some set backs, pick yourself up, and move
forward. For example: If you made a resolution to lose
weight, do you think you will eat perfect all year. There's going to be at least one kind of junk food you will crave.
The worst thing you can do is get depressed over being human. If you overate, smoked a cigarette, or drank too much, get back into your new healthy lifestyle right away. Eventually, you will be less self-indulgent, but remember, "Rome wasn't built in a day."
The biggest difference between people who persist, and
those who don't, is consistency. You won't see any big changes in your health in a single day, so don't beat yourself up over skipping a workout, unless you make it a trend. If you find yourself having trouble, get professional advice.
Talk to your family physician, consult a personal trainer, Yoga teacher, or life coach, and adjust your plans to fit within your lifestyle. Talk is cheap, so make a plan, and take action based upon what you learn. Maximize your potential by using the knowledge that you pay for.
Both D.s.dhillon & Jackie are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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