Have you ever met with a prospect or client and have them tell you; "That's not what the financial experts like ______________ say?" It's frustrating, especially when you know the expert they are talking about is not really a financial expert and most of the advice they are giving in many cases is worse than worthless... It's actually hurting many people.



Here is an article we wrote for the monthly client newsletters we provide, that agents and advisors are sending to their clients. Articles like these in a monthly newsletter that you send to your clients and prospects, can help you to overcome the bad advice from the so-called financial experts.

Money for Life, in good times and bad!

There are a lot of TV and Radio personalities who have written books and are promoted as being experts about how you should manage your money to become financially independent. There's Suzie Orman (Women and Money), Dave Ramsey (The Total Money Makeover), Robert Kiyosaki (Rich Dad, Poor Dad) and the list goes on and on. Then there are the financial columnists like Scott Burns (The Dallas Morning News), Jonathan Clements (Wall Street Journal), Ben Stein (New York Times) and others.

Unfortunately, most of these popular financial personalities have very few, if any, real credentials in the financial world. They've made their money by selling their wares and rarely practice what they preach. They have little or no experience in actually helping people ‘one on one.' Much of their advice is too general in nature to really be of much use to most Middle American Families. And, their blanketed financial advice has probably hurt more people than it's helped.

There are only a handful of books, written by financial professionals who have 40 years or more of real life experience working with and helping families. One such book, recently self-published, is ‘Money for Life' by Jeffrey Reeves, MA with Dr Agon Fly.

Here is a short excerpt from the introduction of the book…

“Americans are trapped in a dysfunctional financial model that incessantly chants its mantra: “You can have everything you need and anything you want as long as you have enough credit!” You can have the sixty inch flat panel TV from the big box store, the new SUV, the dream vacation, the lavish “it-only-happens-once-in-a-lifetime” wedding, the upscale home in the hottest new neighborhood, a perfect retirement, and on and on and on…

To this way of thinking “I can afford it,” really means you have enough income to make the payments - including huge amounts of interest. It whispers that you only get to use the things you “buy;” that you really don't own them. But, it shouts that just “having” them proves your wealth and worth. This model is designed to make others wealthy at your expense. It makes bad decisions feel good.

This model is called the Debt Paradigm.

And, when some life event decimates your income and Debt Paradigm decisions dump you into a dungeon of despair, some “credit repair” guy slithers from the shadows to show you the way out of the darkness and back into the light of this failed model - so you can do it all again.

There is a better way.

'Money for Life' shows you how to take control of the money that flows through your life without giving up your lifestyle. 'Money for Life' works for you in good times and bad. Job loss, disability, illness, family crisis - or any other life event that could throw you for a loss - becomes manageable.

'Money for Life' lets you look forward with confidence in good times and bad, so you never have to look back with regret.”

If you are concerned at all about your financial future, then you should read this book.

'Money for Life, in good times and bad!' is one of the very few books that I've ever read that really helps people to understand the true and total value of Cash Value Life Insurance.

But, more importantly it first addresses the financial problems people are experiencing, before it provides the solution... Cash Value Life Insurance!