Long distance callers have been ecstatic about prepaid phone cards in the last few years. But for the prepaid phone card and the phone card companies trying to sell them, it has been a long and tiring process to get the quality and deals that are available today. There have been many scammers and frauds that have made it more difficult for legitimate calling card companies to sell phone cards.
Protecting against prepaid phone cards fraud is possible with several precautions taken into consideration before purchasing a calling card. Legitimate phone card companies have been dealing with operators and minute suppliers, but have found that they are not getting what the paid for. In other words, these operators supply the calling card, but are not as highly qualified as they claim in writing.
To make fraud less likely to hit the typical long distance caller, these legitimate phone card companies have offered some basic precautions to take to ensure a quality calling card is given. First, check to see whether the company brand phone card has a point of contact. Should anything be wrong, or any mishap be done to the calling card, it should be easy to contact the company for customer service. This is very important particularly if the customer intends to be a long term user. Having a customer service available gives customers greater peace of mind in the knowledge that there is somewhere they can go to seek further information or if things go wrong.
Next, read the terms and conditions before purchasing your phone card. There is always hidden fees and small charges that can be added onto a calling card. In addition, there could be expiration dates and per-use charges that could affect the value of the calling card. This has become a big issue recently where some customers have had no come back against less than fair practices. The calling card may look cheap on the surface but is there could be hidden charges. Every consumer is entitled to full disclosure on all terms and conditions. If buying a traditional phone card, be sure to check that it hasn't been tampered with. Check the pin and be sure everything is intact. If it looks like it has been tampered, chances are it won't have the full minute value, or will not work at all.
Generally, be satisfied that everything seems to check out. Experienced prepaid phone card users often will test a new service by purchasing a token subscription and then trying out the card. This way, they can see just how user-friendly the service is and more importantly, if there is a service at all.
Some people question whether it is worth going through all the trouble to buy a phone card just to make a long distance phone call or two. In reality, there isn't much more work that needs to be done when comparing shopping for a phone card with most other consumer goods. Performing some rigid checks isn't all that time consuming and can prevent the loss of a lot of money unnecessarily.
The advantages of using a prepaid phone card generally outweigh the disadvantages with extremely cheap call rates allowing people to communicate long distance on a regular basis, not just state-to-state, but country-to-country. When a company that meets all the requirements is found, stick with them. Avoid the temptation to jump services because there is a slightly cheaper deal elsewhere. There might be a catch in the so called deal.
Phone Card Long Distance
Going online has opened up even more avenues for shoppers to save. STi phonecards have been one of the online trendsetters, not just offering a prepaid phone card service but also excellent advice in purchasing cards online. If you are still "a little wet behind the ears" when it comes to using prepaid cards then the following tips will give you plenty of reason to switch from more expensive traditional methods.
Advantages Of Prepaid Phone Cards
- You can save a lot of money using phone cards. Phone bills can be cut by up to 50%. Companies such as STi Phone Card suggest the saving can be up to 80%.
- Prepaid phone cards are excellent as a means of saving on long distance and overseas calls. Whether for travellers who find them convenient, especially from hotels or simply calling from home, then costs can be cut significantly.
- People migrating to other countries can now stay in touch with family and friends much more cheaply today than 20 years ago.
- Prepaid phone cards eliminate the need to use money, particularly handy when you don't have any change and need to make a call urgently.
Are there any disadvantages? Sure, but these are few and far between. With some cards there may be hidden costs associated with phoning from public places such as hotels. Generally, you have a time limit on how long you can use your phone card. In most instances, cards will expire after three months. Balance transfer of minutes left is also usually disallowed.
Finding A Reputable Company
The phone card industry was rife with unscrpulous operators several years ago however, tighter security restrictions have helped clean it up significantly. It's strongly advised to stick with the major players when you go online. Bigger operators such as STi Phone Cards have strong security controls and stricy privacy policies.
Check a sites recommendations. Scan the web page and look for security seals and recommendations such as from the Better Business Bureau. The more you find the better the signs are the company is on the level.
It's a big plus if a company has a live customer support base. It's even better if you can get to them right away and 24 hours a day. Avoid dealing with email only companies and if you do, send them an email and and look for a response within 24 hours.
Hidden Costs
Watch out for hidden costs. This is the biggest issue with prepaid phone cards and one where many people have difficulty with. Always ask and always get it in writing. I know reading terms and conditions is mundane and boring but they are there for a reason and usually, any extra costs with a card were clearly listed in the terms and conditions.
Prepaid phone cards will save you money in the long run but perform a little due diligence initially and you'll have a happy experience using them.
Both Groshan Fabiola & Dean Caporella are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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