There are laws now that protect us from identity thieves, sure, but oftentimes, by the time the law gets involved, the damage is already done. Your website may be defaced. Your name may be sullied. Your hosting service may have locked you out. You lose customers. You lose money. To recover, you have to regain lost ground, which also takes time and money. But what can you do to protect yourself? And can your web hosting service help?
In two words: they'd better. At the very least a hosting service in the age of spammers, hijackers, and hackers (oh my!) should at the very least have one or more firewalls protecting your data. They should also be able to offer you protection from Denial-of-Service (DoS) attacks, a common outcome of internet identity theft. Some hosting services may offer you a Virtual Private Network (at relevant expense, of course) for additional protection.
Your payment area should be completely secure, at the bare minimum promising SSL digital encryption of all incoming and outgoing data. You should also make sure the shopping cart your hosting service provides is compatible with the major online payment processing gateways, such as PayPal, NETeller, Citadel, FirePay Click2Pay, UseMyBank, and others.
Identity thieves will often try to access your hosting service account using the “fruits” of their thieving. Once inside, they can hijack your domain away from you or delete important files from your hosting service. If this happens to you, one thing to do is check the server logs of your hosting service to figure out the exact date and time that the theft occurred. Note the IP addresses involved in the action and contact the associated ISP. This alone won't resolve the problem. But it's a start.
If your email address is stolen, you may find you start receiving returned messages that you appear to have sent but which you know for certain you did not. Print each and every one of those messages out immediately and make copies -- they're evidence. Not only may they come in handy in tracing the source of the theft, but they may be the very things that keep your hosting service from terminating your account (if, for one hypothetical example, a thief uses your email address to send X-rated material).
The other immediate action to take if you ever suspect yourself of being a victim of internet identity theft is notify your hosting service, your ISP, and your domain name registrar. Any instructions they give you, follow. You could also file a police report (and probably should, at least to get the crime on record), but as it's unlikely anything will come of it (at least not immediately), this should really only be done after you've first contacted your hosting service, ISP, and registrar.
Prepaid Legal Services Identity Theft
Studies done by the Federal Trade Commission have shown identity theft against children to be the fastest growing sector reporting complaints of identity theft. In many cases the children can't even trust their parents to protect them because sadly family members commit the majority of child identity thefts.
Children need to be protected by greedy or misled relatives, and the government must offer them aid. Likewise, corporate financial institutions that have offered forgiveness to adult identity theft victims must develop the same sympathies for child identity theft victims.
Fastest Growing Segment Of Complaints Of Identity Theft
In just two years time, the The Federal Trade Commission (FTC) discovered that the incident of complaints of child identity theft rose from 2% of the total reports to 4%. This is the fastest growing category of identity theft complaints, and is projected to continue in this trend. Many of these crimes were committed years before, and are only noticed as individuals become more aware and begin to look deeper into their children's credit reports.
The FTC estimates that a half of a million children fall victim to identity theft each year, however only about ten- or fifteen thousand are reported annually. This statistic leads the FTC to believe that not enough of the crimes are being noticed quickly enough. The reason behind this is often that the people responsible for protecting their child's identity until they are old enough to do it for themselves are often the very same individuals stealing the child's identity.
Majority Of Child Identity Thefts Committed By Family Members
More that 50% of complaints of identity theft against a child leads back to the parents or other close family members. Usually the identity was stolen in times of extreme need, either to avoid losing utilities or to keep a working vehicle.
A ruined credit report can be debilitating for a child five or ten years down the road, but parents typically the parents justify their criminal behavior by claiming it was for the best of the child at the time. It is not usually the intention of the parent to permanently damage their child's credit history.
Both Sage Kalmus & Paul Wilcox are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
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