Having a credit card is almost essential these days. They are the most commonly accepted forms of payment, even available for use from locations that do not take debit cards. Credit cards are also a convenient way to prove identity and to apply for things such as movie store memberships and for online purchases. Still, as ubiquitous as credit cards seem to be, many people choose not to carry one. The reasons for this decision can be varied. Some people choose not to carry a credit card because the application procedure is invasive, asking questions about employment and credit history. Others avoid credit cards because they do not like the idea of spending money that they do not have. Still others lack the credit history to qualify for a card.



These are all sound reasons for not carrying a credit card, but for those who approach plastic with caution, there are alternatives that will still open all the possibilities of credit cards without the setbacks. Prepaid credit cards offer a way around all the uncomfortable credit card alternatives, and can be used wherever credit cards are accepted. In the case of the Elvis Prepaid MasterCard Card, users will be able to use their card wherever MasterCard is accepted.

Not only will users enjoy the benefits of a credit card, they will also be able to go with a card uniquely designed for the Elvis fan. This card comes with a special Elvis graphic on the front, one that is sure to draw comments from everyone who sees it. The card also carries the personal signature of The King!

The Elvis Prepaid MasterCard works along the same lines as other prepaid cards. In order to use the card, cardholders must first have a balance on it, which is gained by "loading" the card with money. This way, users will never spend money that they do not have; as soon as the balance is gone, the card can no longer be used for transactions until it is loaded again. You can load the card by making a transfer from your bank, by using a money order, or by having your employer deposit your pay directly onto the card account.

Unlike other prepaid credit cards, the Elvis Prepaid MasterCard does not work for online purchases. However, users can take advantage of the Internet when it comes to managing their card and their account. Users can check their balance 24 hours a day over the Internet, and can also see their last five withdrawals and deposits. They may also use the Internet site to see all of the transactions they have ever made.

Finally, this Prepaid MasterCard also offers a telephone assistance line that is open 24 hours a day. Users of the card can call this line in the event that a card is lost or stolen, or to check on their balances and activity. Cash withdrawals can be made through an ATM, but additional fees will be charged. In addition, this card also charges an activation fee and a monthly usage fee.