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Prepaid Visa Reloadable Card

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This stems from the fact that getting approved for a Prepaid Visa Card itself is already a boost to your credit rating. Unlike unsecured credit cards, there are no annual fees or interest rates chargeable to a prepaid debit card. However, there may be application and processing fees involved during the initial usage periods. Also, over the long run, monthly fees for maintenance purposes are also imposed.

Basically, Prepaid Visa cards are debit cards that require the cardholder to make monthly deposits to their card account prior to making purchases with the card. This helps card users avoid the tendency to overspend, and yet provides them with the liberty to bring less cash around.

Prepaid Visa Cards are accepted at stores and facilities which display the Visa logo. Apart from that, the Prepaid Visa Card can also be utilized for online transactions. At the current moment, paychecks can be deposited straight into card account by the employer, reducing the need for costly transaction fees or multiple checking accounts. This feature is also beneficial to parents who wish to transfer funds for their children’s college expenditure, or when direct transfer payment would need to be made. Funds can then be transferred from card to card, through money orders or just with standard deposit slips.

Finally, there is an abundance of Prepaid Visa Cash cards in the market, with most of them equipped with reward-point collection and cash rebates programs. It is also a fact that Visa debit cards dominate the market share by a ratio of 3 to 1 as compared to their closest competitor. With the popularity of the Prepaid Visa Cash card comes the need to pay attention to the issue of security, as there is not much protection provided against unauthorized usage of debit cards.

Prepaid Visa Reloadable Card

The Account Now Visa is a prepaid debit card. You deposit money and then use your card to make purchases, pay bills or withdraw cash.

100% guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.

This prepaid debit card works just like a checking account. You can write physical checks from your account and use your card to make purchases.

There is a free service to all account now card holders called bill pay. This service gives card holders the ability to have a real paper check sent to a business or individual. To do this you simply go online and fill out the name, address and amount of payment and then a real check will be mailed to that business or individual.

This is a great option to pay your bills. The first seven checks each month are totally free. Then there is a small fee of $1.00 for each additional check. However your card can also be used to pay bills and make purchases online and over the phone.

Bill Pay works hand and hand with credit builder. When you make a payment using bill pay then credit builder will make a notation of that payment with a credit reporting service. This is a method for you to build positive payment history and a way to prove credit worthiness to future lenders.

Money can be deposited on your card through direct deposit. You fill out a short form and turn that into your employer and then your checks are automatically deposited on your card. If you choose this option when you sign up you will receive free activation.

Another method to put money on your card is through western union or money gram. Using western union a deposit of over $300 requires you to pay no fees, with money gram you will pay a little under $4.00 per deposit.

Another way to deposit money is through a green dot money pack. You must visit a green dot retailer (wal-mart, walgreens, kroger, cvs) and purchase a green dot money pack. Then you call 1-800-GreenDot and enter your accountnow card number and your card will be reloaded with those funds.

Another method to load money on to your account now visa is through a ready link store, locations include safeways, and 7-Elevens. You tell the cashier you want to load money on your card, then she will run your card through the register and take your deposit and then your visa has money to spend.

This credit card offers zero liability. This means that if you lose your card, have it stolen, or used to make unauthorized purchase you will not have to pay for these and will receive a refund for those transactions. You also will get monthly online account statements and if you choose you can also receive paper statements.

In sum the account now visa is the best prepaid credit card available. It works just like a checking account and you get free bill pay, free credit builder and free activation.

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About Author

Both Eric Wasselman & Dan Moskel are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Eric Wasselman has sinced written about articles on various topics from Airline Credit Cards, Visa Credit Cards and Credit Cards. For more information or to apply for the Prepaid Visa, Eric Wasselman recommends Find Credit Cards. See

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