An application must be submitted in order to be considered for a BP Visa Rewards card. The application process is simple and can be conveniently completed online. The long term benefits of owning and using the BP Visa Rewards Card are many, but the introductory rewards issued to new account holders are even better.
Those who apply and are approved for a new BP Visa Rewards card will enjoy introductory benefits that include no annual fee and 0% introductory rates on both purchases and balance transfers. Additional introductory rewards include a 10% rebate on the net purchase price at participating BP locations, 4% rebates on the net purchase of all eligible travel and dining purchases and a 2% rebate on the net purchase of all other eligible purchases. Eligible purchases include all those restaurants and the multitudes of business establishments that display the Visa or MasterCard logo, with the exception of those classified as fast food restaurants and those establishments where non-BP or non-Amoco fuel is sold.
The introductory time period for a new account will differ depending upon the applicant's credit history. A most favorable credit history will entitle the applicant to a 6 month introductory period and they will be in a position to receive the rewards previously described for the first 6 months. A credit report that is less favorable may result in the issuance of a BP Visa Rewards Card with a 3 month introductory period applicable to balance transfers only.
At the end of the introductory period, the BP Visa Rewards cardholder will be entitled to a 5% rebate on purchases from all participating BP locations, a 2% rebate on the net purchase price of eligible travel and dining purchases and a 1% rebate on all other eligible purchases. The 0% introductory interest rate will be adjusted to reflect a relatively low variable rate, currently at a low 15.240%.
The additional perks and options available to those who apply for and receive a BP Visa Rewards card include extended warranties on purchases, emergency card replacement, various internet account related services, emergency cash replacement, and large variety of travel and emergency assistance services.
Citi Diamond Preferred Rewards Card, one of the most preferred Citibank cards, is a card that gives you the opportunity to earn different kinds of rewards for your daily purchases. Indeed, the Citi Diamond Preferred Rewards Card has been so planned that you literally receive a reward for spending every dollar on your purchases. All you need is a good credit history and then you will be in a position to avail the benefits of the rewards program.
Benefits Of The Card
The rewards program enables you to earn five points for spending each dollar at drug stores, gas stations and supermarkets in the initial twelve months. You will also be entitled to receiving one point for spending one dollar on the other purchases. You are inducted into the rewards program with solid 6000 bonus points with your very first purchase with your card. Of course, you will need a $50 gift card in order to redeem the points.
You can redeem points for travel, dining, gift certificates, rebate credit on your accounts, various merchandise, AT&T phone cards and APR point reductions for your card account.
The credit card has an affordable interest rate for balance transfers and purchases and comes without any annual fee. The card offers an interest-free introductory period for the first twelve months on purchases and balance transfers. Thereafter, a fixed annual percentage rate (APR) is applicable on all purchases and balance transfers, which is very competitive. The card facilitates a wide range of standard platinum services and benefits.
Interestingly, the Citi Diamond Preferred Rewards Card offers "Thank You" points that can be redeemed from more than 1000 merchants, such as the Starbucks, Toys R' Us and Home Depot.
Other Benefits
The Citi Diamond Preferred Rewards Card provides the option of having your signature and photograph on the face of the card, and that too at no extra charges. Additionally, you will not incur even a $0 liability for any unauthorized charges that are made to your account.
The Citibank Price Protection Program takes enough care of your interests. Thus, you are refunded up to a maximum of $250 per item if you find out within 60 days of making a purchase that the store offers the same item for a lower price.
Perks
The Citi Diamond Preferred Rewards Card also provides the cardholder with various Internet account related services, lost and stolen card reporting, automatic bill payments, identity theft solutions, emergency card replacement, fraud and security protection services, financial statement at the end of the year, legal and medical referrals, auto rental insurance, lost luggage assistance, various travel and emergency assistance services and many more benefits.
If you are looking for a card that lets you shop with a sense of confidence, then Citi Diamond Preferred Rewards Card is certainly the card for you.
Both Creditwisdom & Richard Gilliland are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Richard Gilliland has sinced written about articles on various topics from Phone Cards, Credit Cards and Free Credit Report Score. Richard Gilliland Provides Expert opinions and reviews to help you Compare and - Compare. Richard Gilliland's top article generates over 5400 views. to your Favourites.