Citi Diamond Preferred Rewards Card, one of the most preferred Citibank cards, is a card that gives you the opportunity to earn different kinds of rewards for your daily purchases. Indeed, the Citi Diamond Preferred Rewards Card has been so planned that you literally receive a reward for spending every dollar on your purchases. All you need is a good credit history and then you will be in a position to avail the benefits of the rewards program.

Benefits Of The Card

The rewards program enables you to earn five points for spending each dollar at drug stores, gas stations and supermarkets in the initial twelve months. You will also be entitled to receiving one point for spending one dollar on the other purchases. You are inducted into the rewards program with solid 6000 bonus points with your very first purchase with your card. Of course, you will need a $50 gift card in order to redeem the points.

You can redeem points for travel, dining, gift certificates, rebate credit on your accounts, various merchandise, AT&T phone cards and APR point reductions for your card account.

The credit card has an affordable interest rate for balance transfers and purchases and comes without any annual fee. The card offers an interest-free introductory period for the first twelve months on purchases and balance transfers. Thereafter, a fixed annual percentage rate (APR) is applicable on all purchases and balance transfers, which is very competitive. The card facilitates a wide range of standard platinum services and benefits.

Interestingly, the Citi Diamond Preferred Rewards Card offers "Thank You" points that can be redeemed from more than 1000 merchants, such as the Starbucks, Toys R' Us and Home Depot.

Other Benefits

The Citi Diamond Preferred Rewards Card provides the option of having your signature and photograph on the face of the card, and that too at no extra charges. Additionally, you will not incur even a $0 liability for any unauthorized charges that are made to your account.

The Citibank Price Protection Program takes enough care of your interests. Thus, you are refunded up to a maximum of $250 per item if you find out within 60 days of making a purchase that the store offers the same item for a lower price.

Perks

The Citi Diamond Preferred Rewards Card also provides the cardholder with various Internet account related services, lost and stolen card reporting, automatic bill payments, identity theft solutions, emergency card replacement, fraud and security protection services, financial statement at the end of the year, legal and medical referrals, auto rental insurance, lost luggage assistance, various travel and emergency assistance services and many more benefits.

If you are looking for a card that lets you shop with a sense of confidence, then Citi Diamond Preferred Rewards Card is certainly the card for you.