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Pros And Cons Of Leasing

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If find yourself without a large down payment, then leasing might be the better choice. Most lease options do not require a large amount down, so this allows the consumer to get an even better vehicle, than if they had decided to buy. Also, the monthly payment on a leased vehicle is generally smaller than the payment for a car that was purchased.

If you think there is a chance you might want to sell or trade your vehicle at the end of the term, then purchasing is a good decision. You can sell your leased vehicle, but it comes with large payouts (and at a price for more than the car is worth).

If you decide to purchase the car, then you become the owner at the end of your loan term. You can sell it at Kelly Blue Book value or use it as a trade towards your next vehicle.

Maybe you are looking at what option is the most convenient for you, and buying or leasing falls into that category. When your lease is up, you no longer have to worry about maintaining the car or selling it. You hand it back over to the dealer and move on to the next car. You can lease right there with very little hassle.

By purchasing a car, you do not have to worry about going over the set mileage. In leasing you are given an annual or month-to-month amount, and fees are calculated in the even you go past your amount.

Also, with purchasing do not have to worry about handing the car back to the dealer, it is your option to keep it or trade for something different.

If you decide to buy the vehicle, then the sales tax is paid in full at purchasing time. With a leased car, you will only pay the tax on the part of the car value that you use. That is spread out over the term of your lease, on a monthly basis.

If you decide to not purchase the car when your lease is up, then you will not have paid the full sales tax either.

One factor that consumers take into consideration is their car payments. If you purchase the vehicle, then you are only paying during the term of your loan. After you have paid it off, the car is yours.

With a lease, you will always have a car payment. When the lease is up, then you start from the beginning with a new car, but also a new lease. Warranty is another consideration to think about, most car leases take place while the car is under warranty. When the lease is up, you can lease a new one.

If you purchase the vehicle and the warranty runs out, that is your decision to make if you want to purchase also an extended warranty. If you want a newer, more reliable car then you will have to sell or trade it in, plus come up with a down payment for the next one.

There are pros and cons to take into consideration before making the final decision between leasing or purchasing a car. It comes down to the individual, to decide what factors will be the most important.

If you make a choice in your best interest then you will end up with a plan that you will be happy with for as long as you keep the vehicle.

Pros And Cons Of Leasing

So you've decided it's time to get out there and meet new people to date. You look at your options beyond online dating and stumble upon a speed dating event in your area that looks interesting. What do you need to consider before you decide to take advantage of this opportunity? Is this really the right venue for you to meet someone?

Let me give you a bit of a set up: Most speed dating organizations organize the event by age groups, interests, even religions. You arrive at a bar, restaurant or community center with about 2 dozen other singles - half women and half men. You sign in and are given a number and a card for taking notes about the people you meet.

Pairs are assigned and you find the person for which you will begin with. Different organizations have different time limits. The time to spend together can range from 2 minutes to 10 minutes. After the first round, you move onto subsequent rounds with a new partner. If you are interested in someone, you put their number on the card.

By the end, if both people like each other and put each other's numbers down on the card submitted to the organizers, then they receive each other's contact information so they can meet outside the event. However, if one person puts down an individual and that person doesn't reciprocate, then no contact information is given out.

Below are some Pros and Cons to consider so you will be aware of what you may be facing in this kind of dating prospect venue.

Cons of Speed Dating:

1. How you decide to meet someone is based on superficial stuff - it's only natural to judge someone on looks and first impressions. You may be turned off right away and then not make any effort reach deeper to get to know someone's inner soul.

2. If you know that you have no interest in someone, you still have to spend the rest of the time talking to him or her. This can be torturous - especially if your partner has no conversational skills. Minutes can seem like hours!

3. You have to subject yourself to rejection. What if you like someone and they don't like you back? Speed dating is not for the thin-skinned person. Your inner critic will have a field day if no one picks you.

4. There may be a cute guy across the room (okay, we can't help being superficial!) and you are never paired up with him because of time constraints. You may never get a chance to meet him. It seems like the stars are conspiring against you and there was a major opportunity lost.

5. No connections were made; you feel like the evening was a waste of time and wish that you stayed home that night watching Gray's Anatomy!

Yes, speed dating can be a disappointment ... but the good news is that there have been successful meetings at these events. I know a married couple who met this way. I also have had clients meet nice people to date. Here is the positive side of speed dating.

Pros of Speed Dating:

1. You get to meet at least a half dozen people who are inclined to give you their undivided attention for the time allotted.

2. If you sit back and relax, you can get a sense of someone, their demeanor and their essence - whether it's positive or negative. This is when it's helpful to know how to read body language.

3. You know the majority of people are serious about meeting someone to date. Why else would someone subject themselves to this?

4. You can see if you can carry a conversation with someone. You'll find out if there are interests in common. You may not meet the love of your life, but you could find a person who could be a life long friend.

5. You may actually meet someone you like that you would consider dating. Now you're ahead of where you were when you walked in the door!

To make the most out of your speed dating experience, arrive armed with a few tricks in your back pocket. As a conversation starter, have some generic questions to ask such as about a person's hobbies, hometown or the type of music they like. Tell a funny story about yourself. Have a glass of water or a soft drink to take a sip from during a pregnant pause. Try to make eye contact and SMILE! When it's time to "rate your date", give a thumbs up to anyone you're on the fence with - speed dating may make a person come across as intimidated or reserved, so consider giving them a second chance if they like you and you think there may be something worth exploring.

Go into speed dating with the spirit of adventure, and leave your expectations at the door. You may just be pleasantly surprised! If you don't have a successful experience, you can cross this off your list, go back to online dating or look into the many other ways you can meet people to date. If you want suggestions, just Google singles events in your area.

Copyright (c) 2007 Heartmind Connection, LLC

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About Author

Both Christina Costa & Amy Schoen are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Christina Costa has sinced written about articles on various topics from Home loans, Cars and Debt Reduction Consolidation. Christina Costa, a freelance automotive writer, recommends Equotegrabber where you can get an automotive quote online in seconds!

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