Welcome to the mortgage tips blog. This sole purpose of this site is to give you interesting tidbits i.e. tips and tricks to understanding mortgage terms, what to look for in lenders, where to find the best mortgage leads just to name a few. Keep checking back for fresh ideas, time saving tricks and cash saving tips as well. With that being said let's begin today's article:
The Top 5 Reasons to Buy a Home :
1. Save on your income tax.
Yes, something good can come out of income tax. Due to income tax deductions, the government subsidizes your home purchase. Therefore all of the interest and property tax you pay throughout the year can be deducted from your gross income tax. A nice perk.
2. A Hidden Savings Account.
If you are anything like me, you can't save money to save your life. Seriously, my fiancee covers all of that, thank God. With being a home owner you actually save money two ways :
Each month a portion of your payment goes towards the principal, so not much at first but after 20 or so years, well you do the math. It will add up.Homes (if properly kept) appreciate in value. Again not much at first but the average appreciation value is roughly 5 - 6 percent. This by the way is per year. It is said owning a home is one of the very best financial decisions to make.
3. Your monthly payment is fixed.
How so you ask? Have you ever rented an apartment or a condo or a house for that matter? Chances are you probably have. Then one day a knock on the door and the landlord says "Hi, I am raising the rent" Great!!! He needs extra cash or whatever, you flip the difference, and if you do the math even $20 more a month is still $240.00 out of your pocket. You buy a home you get a fixed price, a fixed monthly payment for ten or twenty or thirty years. Even if its adjustable it won't go up much. So really, what makes more sense here, investing in property for yourself or paying for someone else's?
4. Location, location, location.
Or in this case...space, space, space. No more little 2 bedroom apartment where your back yard is an 80 foot drop to the cement. More areas for more things, recreation or study. Whatever you need you can have.
5. And last but CERTAINLY NOT LEAST.
Freedom!!! Need I say more?
Well there you have it the Top 5 Reasons to Buy a Home. The very reasons my agent convinced me to buy a specific house when I had no money for the down payment. Speaking of.....
Check out the next issue where we will cover "How to Buy a House with No Money Down".
Until then
Garret Belisle
Reasons To Buy A Home
The Apple iPod is one of the most popular consumer products to come along in the last decade. Since their first appearance in late 2001, Apple has produced many models of the iPod. One of the most popular iPod models is the Nano. In fact there have been three generations of the Nano; beginning with the 1 GB with only picture viewing capabilities right on up to the 8 GB Nano which gave its owner the ability to actually watch video.
These multi-generational releases has resulted in thousands of Nano owners upgrading to the latest model. Consequently thousands of Nanos have found their way onto online auction sites such as eBay making them available to anyone looking to buy a used iPod Nano online.
But just because they're available online, why should anybody want to buy a used iPod Nano online? In my opinion, there are many reasons to buy a used iPod Nano online, but here are my top three.
Price! Price! And Price!
The biggest reason that people will consider buying a used iPod online is because of the price. It is one of the factors that made sites such as eBay so popular to begin with. We've all heard stories of someone buying a computer, a rare collectible, or even a car on eBay at a fraction of the price that they would have paid in a bricks and mortar store. As result, millions of people every day log onto eBay hoping to become part of one of those stories.
And of course it's true. Every day people find the exact the iPod Nano in the exact color with the exact accessories that they need at a fraction of the price that they would pay. Sometimes, they're even able to get a bargain on a completely new iPod Nano.
Security
It sounds strange to say that buying on eBay can be safer than buying in a bricks and mortar store from someone you deal with in person. This is because experienced eBay sellers have a profile for everyone to see. This means that you will know how others, who have purchased things from the same seller, feel about them as reflected in their feedback scores. Consequently, their reputation is available for anyone to see-unlike the clerk or owner at an electronics store.
You'll know whether they are straight shooter or scammer, whether they deliver on time or deliver late. And most importantly you will know exactly what you will be paying for. EBay makes this transaction transparent.
Selection
Every day millions of people try to sell millions of things to millions of other people. This is especially true for a popular item such as the Apple iPod Nano. As a result you will be able to choose not just from one, but from several of the iPod Nanos that appeal to you. You have a choice of colors. Sizes. Generation. The amount of memory. And price points.
The combination of price, security, and selection ensures that you get what you want, at the price you want, and all the while having the security of knowing the exact reputation of the seller you're dealing with.
Both Garret Belisle & Jack Spence are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Garret Belisle has sinced written about articles on various topics from Women, Finances. Garret Belisle is the author of a blog designed to help you on your way to home ownership, and some helpful tricks on down payments and credit repair. You can view the site here at. Garret Belisle's top article generates over 480 views. to your Favourites.
Jack Spence has sinced written about articles on various topics from Computers and The Internet, Finances and Phones. Jack Spence is a Financial Adviser and usually writes on business and financial matters. For more information and about purchasing iPods and other used Apple products online, got to:. Jack Spence's top article generates over 5400 views. to your Favourites.
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