Guide to Finance

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Right Thing Wrong Way

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Are you receiving collection letters and calls from creditors? If you answered yes, you may want to consider a low interest debt consolidation loan. Likewise, if you are barely meeting your required payments and facing serious financial trouble in the near future, you may also want to consider a low interest debt consolidation loan. Prevent the letters and calls before they start. Since you are already paying a high rate of interest on your credit cards the key to a debt consolidation loan working for you is to find a low interest rate. Whether your existing debt is from credit cards, personal loans or even business debt, low interest debt consolidation may or may not be the best solution. Low interest debt consolidation may sound like the solution you need, but there are disadvantages to be considered.



Do not jump too quickly, though. You must keep in mind that the low interest debt consolidation loan carries with it a rather lengthy repayment duration. With this in mind, low interest debt consolidation may not actually save you money in the end. If you still believe a low interest debt consolidation loan is your best solution you must understand that you will be committed to the monthly repayment amount for a substantially period of time. It may be a better financial solution to try negotiating with your creditors on your own. You could possibly reduce the interest rate on that credit account providing you with a similar low interest rate you would receive with a low interest debt consolidation loan, while avoiding the commitment to such a long repayment term. This is a good alternative solution to consider before taking out that consolidation loan.

Some debt solutions include securing a consolidation loan with some type of asset, specifically your home or property. You should never use your home to secure a low interest debt consolidation loan. The result would be your unsecured debt, such as credit cards, converting into secured debt which is something that should be avoided. You do not want to risk losing your home.

On a final note, if your inability to stick to a budget is a factor that has put you in the financial situation you are in a low interest debt consolidation loan is probably not the best solution for your problems. Such a loan requires financial commitment to repayment plan for a long time. There are many services available for those facing financial crisis and a large amount of debt. Many debt consolidation companies provide free debt counseling, credit repair assistance and money management education and advice.
Right Thing Wrong Way
There are two ways to write and submit your articles. But, only one of those ways will build targeted website traffic, increase your own hyper-responsive list of prospects, provide you with instant credibility and help you sell more books, products and services. The only things you will get from the other way are links and frustration from a lack of sales and traffic.

What do you want?

Here's How Most People Write & Submit Articles the Wrong Way

1. They write and submit the same old regurgitated content that's all over the web.

This doesn't this differentiate you from your competitors?

If you want your articles to be a success you must research your competitors and know exactly what they offer and what they don't. You must read forums, blogs, social networking sites and major online publications to see exactly what people are talking about now. If you don't you won't be able to differentiate yourself. You won't pick a popular topic. Most importantly, you won't be able to spark a controversy that sells.

2. They only submit articles to article directories.

When most people submit articles they hire a cheap article submission service like Virtual Article Assistants (virtualarticleassistants.com) that submits articles to just the top article directories.

However, this will not build your list of targeted prospects and will not help you sell more books, products and services to a niche audience. And, this definitely, will not boost your credibility. I'm sorry, but I'm not going to send an email blast letting everyone know I'm on EzineArticle.com. No offense, but anyone can have their articles published on article directories as long as you follow their guidelines.

How to Write and Submit Your Articles the Right Way

1. Write an article that sells your unique selling proposition.

Through extensive research I discovered that my competitors use a scattershot approach instead of a targeted article submission campaign that reaches specific audiences. They do not perform effective search engine optimization and keyword analysis. They don't even offer general consulting to answer all of your questions.

I also discovered that my competitors don't complete bio box and call to action reviews to improve click through rates. They don't verify websites to assure you of quality traffic. They don't proofread and copy edit so you don't look like a fool. They also don't write cover letters to improve your chances of publication or follow up with website and ezine publishers to maintain relationships.

So Dan Janal, Founder of PR LEADS Article Marketing Experts wrote an article entitled: "Choosing an Article Submission Service: Top 10 Questions You Should Ask Before Spending Your Hard Earned Dollars." And can you guess what the questions were based on?

You're right.

Every question was based on the benefits that businesses, authors and experts receive when using our service. This helped us set PR LEADS Article Marketing Experts apart from our competition

2. Complete a well-balanced article submission campaign.

You want to select the best websites, ezines, article directories and article announcement lists your audience reads for your article submission campaign. Dan's "Choosing an Article Submission Service" article can be found on top websites and online publications like MediaPost.com, SalesandMarketing.com and About.com.

These websites get thousands of unique, targeted website visitors per day. That means we're not driving just anyone to our website. We're getting actual visitors who want to buy our products and services.

3. Use the article placement to pre-sell your prospects.

After Dan's article was published on top sites like MediaPost.com and About.com, we promoted the article on our blog, in our newsletter. We even did an email blast to our client and subscriber list.

And, when prospects call me or email me, I always give them the link to Dan's article. This article pre-sells our service. In fact when people read the article, they don't just buy one article. They buy our 6 or 12 article publicity programs.

By writing and submitting articles the right way, we made over $10,000 with just 1 article! Of course, there are many other elements to a successful article campaign. But if I gave them all away, I'd be ignoring one of my biggest secrets: Peak curiosity and leave your prospects wanting more.

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About Author
Both Vince J. Paxton & Eric Gruber are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Vince J. Paxton has sinced written about articles on various topics from Bathroom Home Improvement, Interior Design and Home Management. Concentrating on latest developments in business debt, Vince Paxton writes articles primarily for http://www.creditenio.com . His publications on
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