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Small Business Government Funding

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The Oxford Funding Company has been trading for the past twelve years. We offer a wide portfolio of services Like Lease Finance, Hire Purchase, Corporate Finance, Commercial and Residential Mortgages, Credit Repair and much more. We give a special emphasis to small business funding and have many flexible packages for entrepreneurs and start ups.



Our team consists of experienced professionals who bring with them over 50 years of combined experience in the finance industry with accounting, banking, and finance company backgrounds. Many of our team members have worked in or even run small and medium sized businesses. This gives us an edge when it comes to small business funding.

The company was formed at a time when most brokerages failed to deliver services that met client needs. We decided that it was time to raise the standards of service in the industry and started as a small business which offered various innovative funding options. Today we have grown to include many prestigious clients.

Our mission statement is ?To help businesses grow by finding the best funding package to fit each client's requirements and situation'. We work towards this by sourcing the business funding options that offer you the maximum advantage. Our honest, efficient and friendly service has won us many long term clients. We treat small business funding and corporate funding alike and offer the same efficient levels of service.

Our approach is to identify the right funding option that would help you leverage all the benefits possible in your situation. We work to find the most competitive package for small business funding or large corporate finance. Our aims are:

Get the UK 's Top Commercial Financing Solutions Including Small Business Funding

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To always endeavour to secure the right funding for the right situation with borrowers and lenders who are fully aware of their commitment, and achieving a long-term satisfaction from the arrangement.

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To find a competitive funding package customised to fit each client's specific requirements and delivered in the fastest timetable possible.

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To arrange loans at the lowest rate available in light of the client's financial situation.

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To ensure that you're free to concentrate upon developing your business while we undertake the entire administrative burden until completion of the package, using the best computer systems to guarantee time is never wasted because of inefficiency.

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To achieve a friendly, professional result with a broad range of competitive services that meet the clients' funding requirements.

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To avoid a funding or finance package that does not perform as promised.

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To perform so that clients become repeat customers.

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To offer a personal service with high standards always working to offer honesty, efficiency and excellent customer service.

We have plans for expansion including everything from small business funding and medium sized business support to corporate finance. We are expanding our team to include specialists and will use their expertise to bring you many new advantages. We also strive to improve the levels of our customer service. So, whether you are looking for small business funding or any other kind of funding, you can approach us with the confidence that we will get you the best package available.
Small Business Government Funding
What follows is some of must knows of funding for small business.

Business Loan—Which One? Normally business loans take following forms:

Long Term loans are the most common loans. They can be used as working capital funding source. You'll repay them monthly over a term agreed with the financial institution.

Short term loans are to be repaid in one year or less in a lump sum at the end of the term, instead of monthly.

Loan against equipments is easier to get than other types of funding. The equipments bought through the funds are the direct collateral for the loan. In this case you don't stake your entire business or your personal property, only the equipment you bought.

Credit lines are generally used for working capital funding. Instead of granting the full amount of loan, the financial institution loans you a certain amount per year.

In lending parlance getting credit card advances does not mean withdrawal of cash through credit card. Instead, it's a proper loan based on your past history and your expected future revenue generating prospects. If your business has at least a three-year history of accepting credit cards, you can go for it.

Funding—Where From?

Your bankers should be your first stop in applying for a commercial borrowing. You and they have a history of working together. Familiarity goes a long way in pre-clearance of doubts and insecurities. Also banks offer slightly better rates for commercial loans than others.

But banks are more circumspect, and adherer of rules and guidelines regarding the borrower.

There are many other types of business lenders. The main differentiating factor is the type of loans they offer: secured or unsecured loans.

Banks usually offer unsecured ones, while independent financial organizations favor secured loans more.

These independent financial organizations are prepared to take more risks on startups and smaller businesses than banks. Often they specialize in particular industries, types of loans, or business sizes.

Essentials of loan applications

It is the first and perhaps the most important part of borrowing process. Applying for a commercial credit requires a lot of preparation. Following are some key documents you are required to prepare:

•Financial statements: balance sheet, profit and loss statement, and tax returns of the company

•Personal financial statements and tax returns for last three years

•Cash flow estimates on the monthly basis

•Comprehensive business plan

•Precise loan utilization detailing

•Profiles of decision making people i.e. top management

The thoroughness and accuracy of these documents are absolute musts for successful borrowing, so it pays to prepare them carefully. Have your financial documents reviewed by a qualified accountant before presenting them.

These are some of the must knows of small business funding. Rest of the facts will be appearing in my next article ‘Rest of small business funding know-how’.

Some of you must have known all or some of the facts in these articles. They can benefit from my other articles: ‘Tips to apply successfully for funding’; ‘Valuation processes’.
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•Funding A Small Business, by Daegan Smith
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•Small Business Startup Funding, by Joshua Feinberg
About Author
Both David Park & Antony Eldwin are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

David Park has sinced written about articles on various topics from Mortgage, Guide Guitar and Mortgage. . David Park's top article generates over 2400 views. to your Favourites.

Antony Eldwin has sinced written about articles on various topics from Business Loans, Business and Finance and Mortgage. Antony eldwin is CPA and runs a firm specializing in counseling for business finance. He is also attached to several financial institutions as consultant. He is a well respected professional in. Antony Eldwin's top article generates over 49500 views. to your Favourites.
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