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Teens Making A Difference

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"The difference between a small business owner and a successful entrepreneur is the presence of a TEAM," says Robert Kiyosaki, in Retire Young, Retire Rich. "Entrepreneurship," says Kiyosaki "is a team sport."



As you start your new health care practice and prepare your business plan, include a section in your management plan about your support team. We all need to surround ourselves with positive, helpful people as we go through life. If you want to have a successful health care practice, you need to work with a team who will support you in your efforts to start and grow this practice.

So who should be on this team? Anyone you choose who you feel can help in setting up your practice and supporting its progress. Some possibilities:

1. Your attorney

2. Your CPA

3. Other professionals in your field in the community or an adjoining community

4. Your spouse or parent

5. Your banker

6. An old friend who is in marketing (or web design, or advertising)

7. A success coach (more about this later)

Construct your team by looking for individuals who can fill specific functions:

1. A financial guru, who can help you through the setup of your books and be sure you're on the right track at tax time. This person should also help you look ahead to when your practice is going well and you need to minimize your taxes, provide employee benefits and, yes, evaluate tax shelters.

2. A coach, to help you "envision, clarify, create and sustain" your results. Successful people have coaches. You need one too. You'll be amazed at the positive effect on your life and your business. Here's what a great coach can do for you: - Clear out your mental obstacles to success - Help you clarify your goals - Keep you accountable for progress - Give you momentum over the tough spots.

Your coach doesn't have to be local; it's more important that you feel comfortable with the coach's style and you are compatible. For a list of coaches, go to "Coach U's "FindACoach" (http://www.findacoach.com ) or Coachville (http://www.cvcommunity.com/Public/FindabrCoach/index.cfm .

1. A marketing guru, to keep your marketing plan sharp and help you refocus when you need to make changes. This includes a web page designer and branding expert.

2. A visionary thinker, to help you see into the future and keep you motivated to get there.

3. An attorney or someone with a broad knowledge of small business law. You'll need this person anyway, so why not get him/her on your team too?

What are the requirements for these individuals to join the team?

1. They must have some specific area of expertise that you can draw on for knowledge, as discussed above.

2. They must be positive, supportive people (no "nay-sayers" or "party poopers" allowed). Mark Twain said, "Keep away from people who try to belittle your ambitions." If you ask someone to be on your team and he/she seems too negative, politely remove the person. One negative person can destroy a great team.

3. They must be willing to commit some time to meeting as a group and individually with you over a period of time (possibly years).

Why would these people want to do this?

1. They care about you

2. They are excited about your practice

3. They are flattered to be asked

4. In some cases, you're paying them.

What's the difference between this team and my corporate Board of Directors? They might be the same group, but probably not. Your Board has fiduciary (financial) responsibility for the success of your practice; your support team does not. You can get your support team together more often than the Board, for different types of issues.

How do I get these people together? Do they all have to be in the same place at the same time? With the Internet, everything is possible. Team members can be anywhere and you can connect with them via free conference calls (try http://www.freeconference.com/ or others).

What do I do with these people once I've identified them? Invite them all to breakfast and ask them "What is the one thing I should do to make this practice successful this year?" Then sit back, let them talk, and take notes. Do it once a month for the first year or two, then once every other month. Give them your business plan and have them discuss it at the first meeting. Ask them, "What do you think? If you were a bank, would you lend me money? What can I do to improve this plan?"

The first few months after you open, they will be helping you work through the startup decision process ("Should I be a sole proprietor or an LLC?" What phone service is best? What marketing approach will work best in this community?"). Later, they will be keeping you motivated, review your sales and expense figures, deal with issues of the moment, and determine additional strategies.

The point is that you don't just designate people to help you. Talking to each of these people individually is helpful, but it isn't everything. Get them together on a regular basis. There is synergy (whole is greater than the sum of its parts) in having people talk with each other and focus on one issue or problem.

What if they don't want to participate? For some of these people, you may have to provide payment. Your attorney, for example, might have to bill you for the time. But in a small town he/she might be willing to participate for nothing more than a free breakfast. People love being asked for their advice and they love being involved in something new and exciting. In a small town in particular, they will catch on quickly to the benefit of your practice to the community at large, and to them.

What if I can't afford to pay people? Find people who will help you for nothing. Check your local chapter of SCORE (www.score.org). Find a business owners group. For example, there are several groups for women business owners, like NAWBO (www.nawbo.org ) , which has chapters across the country. Start networking by joining the Chamber of Commerce and find someone else who is starting a business and be supports for each other. One of my grads is starting in a small town where a new dentist is also just starting; sharing startup experiences and discussing joint marketing efforts have been found very useful.

Check the local community college for students that might need to add to their portfolio by contributing their marketing expertise. You may find a great person who is willing to help you for very little.

Motivational speaker and writer Brian Tracy says, "Teamwork is so important that it is virtually impossible for you to reach the heights of your capabilities or make the money that you want without becoming very good at it." Remember that you ARE the 5 people you spend the most time with. So if you want to be successful, get yourself a positive, knowledgeable group of people, form your practice success team, and get going!
Teens Making A Difference
Kaiser Permanente Georgia is making a difference in the lives of its members. Kaiser Permanente offers quality health care through its wide network of physicians at an affordable cost.

Kaiser Permanente Georgia is a leading provider of health insurance in the State. Kaiser Permanente insurance covers more than 8 million people across the country and offers health care services through a network of over 11,000 physicians.

Kaiser Permanente Georgia has comprehensive healthcare plans for individuals and employers. These plans include HMO and PPO plans as well as co-payment and deductible plans. Recently Kaiser Permanente Georgia started offering deductible plans with HSA. The advantage of this plan is that the maximum out of pocket cost is the maximum deductible.

Kaiser Permanente Georgia's HSA account works in a similar fashion to a savings account. The money saved in a HSA account can be accumulated from one year to the next and used towards any medical expense, including dental, vision and medical products. Any money accumulated on Kaiser Permanente Georgia HSA account is pre tax amount.

Annual contribution to Kaiser Permanente Georgia HSA is capped at $ 2,850 for individual coverage and $ 5,650 for family coverage. The amount of money accumulated on this plan depends on the number of years that an individual has been on the plan. Money unused for a year under this Kaiser Permanente Georgia plan can be rolled over from one year to another.

Kaiser Permanente Georgia offers individual health insurance, family health insurance, child health insurance, small group health Insurance and large group health insurance. Enrollment into Kaiser Permanente Georgia health insurance plans usually take around 15 to 30 minutes. The online application form takes around 5 minutes and the health related questions take around 20 minutes to answer. Applicants for individual insurance are required to answer a series of health related questions.

Kaiser Permanente Georgia health insurance plans are usually effective the first of the month following the approval of the application. The deadline for each month's coverage is the 20th of the previous month. So if you fill in an application on January 19, coverage under a Kaiser Permanente Georgia health plan begins from February 1.

Kaiser Permanente Georgia has a wide network of physicians and allows its members to choose a physician. Members of Kaiser Permanente Georgia can change physicians if they are unhappy with the ones that they first chose or the one that they were assigned to. Kaiser Permanente is a leading provider of healthcare providing coverage to 8 million members. So you know that if your choose Kaiser Permanente Georgia you are in safe hands.
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About Author
Both Jean Murray, Mba, Phd & Groshan Fabiola are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Jean Murray, Mba, Phd has sinced written about articles on various topics from self improvement and motivation, Strategic Planning and The Beach Resort. Management AdvisorsTeam Building for business startup
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