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If economically feasible increase your deductible. An increased deductible lowers rates, just make sure the deductible is an amount that you will be able to pay should an accident occur.

Getting your insurance online is probably the easiest way to start saving. Companies offer discounts to people who purchase their insurance online, and it is very convenient for the purchaser as well. You can compare between policies quite easily on the Internet, and also receive quotes far more quickly than through the post.

Teenage drivers - who also fall into the category of what insurance companies call "new drivers" - tend to pay the highest car insurance premiums of all. Most teens of course, are inexperienced drivers with no lengthy record of safe driving and the higher premiums are in place to cover the increased possibility of an auto accident. Statistics indicate that 16-year old drivers get into accidents almost 10 times more frequently than drivers aged between 30 and 59.

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If you have membership in any school or professional organizations, let your insurance company know. Some insurance companies offer significant discounts for membership of various alumni, fraternity and student associations; for example, the Golden Key National Honor Society.

Keep your driving track record clean. Easier said than done, no doubt, but it really pays in the long run. If you have a couple of accidents to your credit, chances are that you may have to empty your pockets a little more to have your car insured. This is the auto insurers' way of hedging the risk from your bad driving and safeguarding themselves from a possible claim in the near future.

Add your teen driver to your own car insurance policy. There is no reason to purchase a completely separate car insurance policy for your teen driver when you can add him or her to your own car insurance policy. This alone will save you money, and you may even be able to get a multi-policy discount, too. Ask your own car insurance agent.

Get several quotes. For cheap insurance, compare quotes from several companies, and ask about different policy options. One more thing: take notes.

Unlike many people out there, don't forget that even if this article related to classic car insurance doesn't cover all the basics you wanted, you can always take a look at any of the search engines like Google.com or Search.Yahoo.com for more classic car insurance related information.

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