What was the cause of failure of American mortgage system? A lot of financial officers attempted to find the answers on this question. Most of professionals can say that the part responsible for the development of such unpleasant situation is a huge amount of creditors that desire to get higher profit. Nevertheless, there are more deep motives for the up to date crisis. US bank system suffers crisis of venture mentality.



A typical US person got used to easy mortgage loans, car credits and so on. Every American lives on credits from the lender in one way or another, while US banks seek for greater profits, and omit credit score of their customers comprising people who have a bad one. So we may see that European financial systems don't have such complexities with credit debtors. The basic dissimilarity is mentality. European people more often utilize cash money instead of credit cards and loans. It is considerably harder to get a credit in Europe as you have to be a truly trusted client with a good loan score.

The same situation occurs to US investment funds. Among the companies which suffer from financial crisis as hedge funds, there are companies which have got unbelievable profits form the current financial crisis using Lucrative fixed rates.

One of the biggest investment funds was created in Sweden and its field of activity is European and Asian developing markets. That Swedish investment group is named Silk Way, but they utilize the working name Caspian Trading. The registration of Silk Way with the Sweden Ministry of Justice was performed in 1988.

Our Fixed Return Programs are the same as Fixed Annuities proposed by most of the insurance corporations but have higher fixed returns. Fixed annuities are distinguished by a minimum interest rate warranted by the issuing insurance company or a basic fund. For the investors who are searching for the long-term capital gain there is an Eight year annuity program. Such program gets more and more famous thanks to the great conditions for people who desire to invest funds for quite long period. Eight year annuity program offers to its customers the greatest interest rate. It is approximately 27 per cent yearly. Relating to on the investor's demands it is possible to propose investors both Single payment and Series of payments investments which relate to the investor's preferences. There is an option to get Annual Fixed Return and it can be paid just at the beginning of every week in case it is wanted by a client that has chosen appropriate option.