Bill Gates net worth is over $50 billion whereas the average household net worth in the USA is less that $500,000. That means that Bill Gates is over 100,000 times richer that the average American.



I've never met Mr. Gates but I'm lead to believe that he is a pretty smart guy; but is he 100,000 times smarter than the average person? Of course not. Then maybe he works 100,000 times the hours that the average person works? That's ridiculous! Could it be then that he works 100,000 times harder each hour or is 100,000 times luckier? No! What these figures really tell us is that there is a way to get rich that is a lot easier than the way most people are going about it.

No matter what area you look at in life there are people doing things in many different ways. The professionals in that area have learned the easy, efficient, cost effective ways whereas the uninformed person is generally struggling with a way that is much harder to do and produces a poorer result. It should come as no surprise then that wealth building is no different.

For some strange reason most people don't seem to realize that wealth building needs to be studied just like any skill. No sane person would expect to be able to successfully perform brain surgery without going to medical school, yet people somehow expect to one day miraculously end up rich enough to be able to retire in comfort and ease without ever having studied wealth building.

Perhaps most people don't realize just how big a job it is to become wealthy enough to fund a comfortable retirement. If you wanted to retire today and keep living at your current level of lifestyle for the rest of your life, taking into account inflation and economic cycles, you would need to have a sound investment portfolio worth at least 30 times your current annual salary.

This amount does not include your house or car or possessions. It is purely and simply investment dollars.

If you want to retire at some point in the future and maintain your current lifestyle for the rest of your life then you will need more invested at the time of retirement because of the depreciating dollar value due to inflation. If you are planning to retire in ten years from now you will need, on your retirement day, an investment portfolio of at least 45 times your current annual salary. To retire 20 years from now time it would need to be 65 times you current annual salary.

Think about the road to wealth that you are currently on. Are you on target to have the amount you will need. More than 90% of the population are nowhere near being on target. Perhaps it time you got of the road your on and got onto the road that the professional investors are on.

I know from my own personal experience what a difference this can make. For years I worked hard and got absolutely nowhere financially. In fact the harder I worked and the more I earned the broker I seemed to be. Then I started studying wealth building and applying what I learned. Within a few years I owned a beautiful home and had numerous, high value, profitable investments. My whole life was turned around.

I didn't work any harder than I'd always worked. My IQ hadn't increased. I hadn't become suddenly luckier or better looking or changed any other of my natural attributes. What I had done was to get off the hard road and onto the smart road. By learning what works and what doesn't and by learning a different way of thinking about money I had been able to completely change my results.

If you take the time and energy to learn how the smart road works, and then get on it, you too could make massive improvements in your financial life.