Have you ever wondered why some people are very successful
and other people continue to struggle? If we have the same
training, the same system and the same product, then
should not we all have the same level of success? Is it just
luck, or do successful people have something that the average
person lack?
If you have ever wondered or asked these questions, you are
not alone. We all want the same thing and that is to
succeed or accomplish that which we set out to achieve.
This is to live the life of our dreams.
When I started my Home Based Business in 2004 I intended on
changing my life. I was tired of just getting by, and not
having the time to spend with my children or the means to
give them the life they deserved. My goal was to quit my
job and earn a greater income by working at home and live a
life that I designed. It took me longer that I anticipated,
but did it! I quit my job exactly one year later and I now
earn more, and have a positive influence on more people,
than I had ever imagined. This JOURNEY has brought me
PROSPERITY in all areas of life.
The formula for success is actually very simple. Lets break
this down into Six Simple Steps that when followed
consistently and with unwavering dedication will lead you to
success.
Know, Choose, Decide, Triumph, Accept and Impact
1. KNOW where you are going and BELIEVE that you will get
there.
It is very important that you know where you are going.
What are your goals, your dreams and your reason for wanting
to succeed? What EXACTLY are you setting out to
accomplish?
If you are moving through life in a fog, then you will
always be lost and never know where you are going. If you
don't BELIEVE that you can achieve your goal, then you will
prove yourself right. When I started my business in 2004 I
KNEW that I would succeed and I BELIEVED that I could
achieve my dream. There was never a doubt in my mind, even
when it did not go quite according to plan. I re framed my
thinking and continued to move forward towards my goals.
2. CHOOSE the vehicle that will get you there.
Now that you know where you are going and believe that you
will get there, what are your action steps? What industry,
business, tools and team will you use as your vehicle? I
learned about the business, the group, the product, and the
system so I could drive my vehicle down the road that lead
to my goals. As I went around a few corners I learnt that
personal development, marketing, leadership, and assisting
others to achieve their dreams were also very important
skills to have. So I learnt and implemented those too. I
stayed open to learning and followed leaders who I respected
and who had already achieved what I desired.
3. DECIDE to win.
Now is a good time to check in with you. Have you DECIDED
to win, or are you just trying? Did you know that when most
people sit down to play a board game with their friends or
family they don't play to win the game. If you are playing
the game of life to succeed, you better DECIDE to win that
game! If you're just going to give it a ?shot?, or ?try? it
out for a little while, you are setting yourself up to fail.
DECIDE to win at everything you play. That's all that was
required. The rest just fell into place.
4. TRIUMPH from Fear.
We all have our fears. Fear of failure, fear of success,
fear of losing respect, fear of what others may say or think
about us, fear of ??.. You name it and we have it. What
splits the successful people from the unsuccessful people is
what they decide to do with their fear. You MUST TRIUMPH
from your fear! If something is uncomfortable for you to
do, then DO what is uncomfortable. If you are feeling
nervous, then volunteer for the job. If you ?NEVER in 100
years wanted to get up on stage?, then guess what you have
to do next! It is in pushing ourselves through and beyond
our invisible boundaries that we start to see new doors
opening up. New opportunities start to arise, and new ideas
begin to flourish. You will find that all of a sudden
everything seems easy and the ?flow? that you heard about is
now happening in your business AND your personal life. Your
biggest fears have now become little fears and you are
empowered!
5. ACCEPT opportunities by saying Yes.
It is at this point that opportunities start knocking on
your door, or rather in your email box. You are becoming
noticed and recognized for your achievements and as a
successful leader. People seek you out and want to work
with you. Maybe you've had ideas in the past but didn't
know how to implement them. Well now everything is starting
to fall into place and you are able to put your ideas into
action. People are coming into your life and you are
starting to see how they may fit into your plan to assist
you in achieving your goals. This is the time to say YES!
Say YES to every opportunity that is in alignment with your
goals, say YES no matter how much it scares you. Say YES to
SUCCESS because it is coming your way!
6. IMPACT others in a positive way.
Maybe you have been only thinking of yourself, your family
and your personal circle of influence in regards to
achieving your goals. If so, now is the time to begin to
think bigger! You have proven to yourself, your family,
your friends and your business associates that you are
winning the game of life. So now take it up to a bigger
scale. Impact as many other people as you can in a positive
way. THINK BIG and grow your prosperity mindset! Follow
your passion, live in integrity, and continually grow
yourself as you prosper to the next level. You will find that
as you reach each plateau, there is another a little further
up that is just waiting for your arrival. Be the leader
that your have always admired. Discover what your real
purpose in life is.
Know, Choose, Decide, Triumph, Accept, Impact
The Six Simple Machines
1 - Pick a retirement income strategy that is not tied to market fluctuations
There are plenty of calculators available to design your retirement income strategy. But beware! Not all are designed to be in your best interest. A lot of them are geared towards the investment vehicle the site is selling. A great number of retirement income planning calculators make the mistake of trying to predict the future; we know how dangerous that game can be. Some are just unaware that they are tying you to market fluctuations, even if you don't want to. Be certain to pick the strategy that best suits your situation. You should be looking for the lowest rate of return needed, combined with the greatest investment flexibility.
2 - Put strategies ahead of investments
Too many times investors go for an investment they think is worthwhile, or one that is ‘hot'. But many times that ‘hot' investment or worthwhile investment doesn't fit into their retirement income strategy. For example, if you are living on interest gleaned from bank CDs, would you sell them all and put your savings into just one stock? I don't think so.
3 - Align your investments to your income strategy
Once you pick your income strategy, you can pick the investments that align to that type of strategy. Just as in the previous example, if you picked a strategy that was an all fixed ‘income investments' strategy, you wouldn't be out hunting for stocks. If you find you are, then you might be in the wrong strategy.
4 - Budget your annual income to a level monthly number, especially if you are paid on a commission basis or get paid bonuses.
In order to match up income and expenses, budget your funds to last throughout the year. This will make it much easier month to month, and especially at the end of the year to make sure your income exceeds your expenses. Commissions, bonuses, even part-time salary paid in uneven increments (such as consulting income), need to be annualized (how much is this a year), and then divided by 12 to make it monthly.
5 - Estimate expenses on a level basis (such as your income), and match them up.
Once you have an idea of your monthly income, match up the expenses and make sure you are exceeding your expenses with your income. Many utilities offer a budget billing plan, and many other expenses can have the billing changed to a specific day of the month to keep them all in step.
6 - Stay ahead of inflation by avoiding low to no rate of return accounts. You can have safety and an inflation-beating return.
Market's up. Market's down. Market's down again. Now it's up. You get the point. Times are a bit uncertain, but aren't they always? When the markets are taking off, you start wondering when they will stop, and when they are going poorly, you wonder when they will turn around. Safety is good. When you are going for safe, you can look for the highest yielding investment with safety without going for a 0% rate of return account. But with the most diverse income strategies, there should be a growth component. And you never know when things will turn around, so don't be so quick to completely jump ship from your long-term plans. Many of these plans, and growth components in income strategies, are built for the long haul and already assume market volatility and uncertainty. Just make sure you review and rebalance at least once a year.
Both Braveheart Woman & Alan Klayman are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Braveheart Woman has sinced written about articles on various topics from Finances, Personal Growth. Businesswoman, Friend, Collaborator, and Team player, Annette fulfills her Entrepreneurial Calling by offering a great service that enriches the lives of others. Together with other fellow BraveHeart Community members, her goal is to empower Women to be. Braveheart Woman's top article generates over 1900 views. to your Favourites.
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