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The Standard Insurance Company

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As mentioned, Christine LaSala and the WTC Captive Insurance Company have done a disgraceful job at managing the $1 billion that was designated to help ill rescue workers and those who helped clean up the WTC site. Out of that money, nearly $27.3 million has been spent by Christine LaSala since 2004 to pay for outside lawyers to help WTC Captive Insurance Co. fight the cases being presented by the rescue workers. So the money of New York taxpayers, who thought they were helping their fellow citizens, has been used by Christine LaSala to fight those WTC rescue workers who risked a lifetime of good health to help the city recover after 9/11.



As a New Yorker this is quite upsetting to me since I saw firsthand, the devastation of this tragedy and I expected both the state and the WTC Captive Insurance Company to do better for the WTC rescue workers. But that hasn’t happened and despite the words of a few elected officials such as Chuck Schumer, Christine LaSala remains in power to manage the WTC Captive Insurance Fund and fight against the interests of those who care about this city and its residents as opposed to making a profit. This fraud that has been perpetrated against this city has also gone largely unreported by the media even though we keep hearing about how poorly the health of the WTC rescue workers is. But judging by the money that the WTC Insurance Fund has to work with and how much Christine LaSala herself is being paid, it’s tragic to think how much good isn’t being done for our neighbors. It has been reported that the WTC Captive Insurance Fund may not start paying claims of the injured and dying WTC rescue workers until 2015 because they are fighting each of these cases, all the while Christine LaSala is making $350,000 per year and the WTC Insurance Fund is spending sometimes upwards of $20M per year on lawyers to fight these cases.

In some cases, the state is paying disability for these injured WTC rescue workers, but so much taxpayer money has been wasted by Christine LaSala since 2004 and during that time she’s made over $1M and the WTC Captive Insurance Fund has been completely inefficient. What can be done about LaSala and the WTC Rescue Workers Fund? I am hoping to draw attention to this problem and cast a spotlight on Christine LaSala and the WTC Captive Insurance Fund and hopefully get enough citizens angry enough that the government takes action. It is a slow fight, but I think if the average New Yorker knew the fraud that was going on with their tax dollars they would call for Christine LaSala to be fired and the WTC Captive Insurance Fund to be turned over to a company that is more interested in the health of its citizens than lining their pocketbooks.
The Standard Insurance Company
If you are injured in an autombile accident, then be very wary of letting the insurance company's claims adjuster record your statement about the accident. As a general rule, you should talk to a qualified Virginia personal injury lawyer before you engage in any exchange with the insurance company you are facing.

You can bet that within a day of your accident, you will receive a call from a professional insurance adjuster representing the driver who hurt you. You can also bet that he will tell you "how sorry he is that this unfortunate incident (he won't even call it an accident) occurred" and "how he is just trying to figure out what happened."

Mularkey!

He wants you to let him ask you a bunch of well scripted questions that have been developed over the years, which are designed to help him later deny your claim and to get you to say things that he will later use against you.

So, when you deny this request for a recorded statement, you hurt the insurance company's ability to develop evidence to deny your claim and they hate it when you don't do what they want!

While I was working for the insurance companies, I reviewed hundreds of these recorded statements and listened time after time to these adjusters ask unfair questions to unsuspecting folks, who were hurt, and generate a mountain of evidence against them.

An example of these types of interviews follows:

Insurance adjuster: "Can you tell me how fast the other driver was going when you first felt contact from the rear?" (Notice that the insurance professional does not refer to the accident as an "impact.")

Injured person: "Well, no, I was just stopped at the red light and all of sudden I felt this BANG from behind."

Insurance adjuster: "Ok, so you don't even know how fast the other driver was going. Do you know if the other driver tried to stop before this contact occurred?" (There is that word again, contact. It makes the accident seem so minor, doesn't it?)

Injured person: "I really don't. I don't know what he did." (How would you? You were sitting at a stoplight, minding your own business, when the other driver decided to crash into you!)

Insurance adjuster: "Ok, so you don't even know what happened."

After reading this sample, you may be in shock over the unfair questions of the insurance professional. However, no matter how unfair, it happens every day all around the country.

I always thought it would be a good idea to ask the adjuster who calls you for a statement to ask when you or your attorney can interview his insured and tape the conversation. You can rest assured that the answer to that would be NEVER!

Remember, the insurance person is trying to build a case to help his insured and hurt you. He has no intention of being fair with you.
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About Author
Both Irv Kaplan & James Parrish are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Irv Kaplan has sinced written about articles on various topics from Social Issues, Politics and Marketing. Irv Kaplan provides information about WTC rescue workers and .To know more how you can help the rescue workers visit. Irv Kaplan's top article generates over 60500 views. to your Favourites.

James Parrish has sinced written about articles on various topics from Legal Matters, Insurance and Legal Matters. James Parrish is a former insurance defense lawyer who now represents injured persons against the insurance industry. He uses the "Inside Information" he learned while defending insurance companies for his clients and has recovered millions of dollars in. James Parrish's top article generates over 40500 views. to your Favourites.
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