Whether you travel for business or pleasure, a travel rewards credit card can be used to your advantage. Owning a credit card that offers travel rewards is a great way for you to earn points for using that card for all of your normal travel expenses. These types of credit cards allow users to earn rewards for purchase such as hotels, flights, dining, shopping and auto rentals to name a few. Another advantage of using a credit card while traveling is that it eliminates the need to travel with a lot of cash or having to withdraw money from your debit card and occurring fees for those transactions. If you travel often, then why not benefit from using a travel rewards credit card for all of your expenses.
Below are reviews of 2 travel rewards credit card offers:
Bank of America ? TripRewards MasterCard
If you are a current or soon to be member of the TripRewards program then the TripRewards MasterCard credit card is ideal for you. This card, issued by FIA Card Services, allows it's users to earn 2 points for every dollar spent on general purchases and 13 points for every dollar spent at participating hotels. Some of the hotels that are part of the rewards program are AmeriHost Inn, Days Inn, Howard Johnson, Knights Inn, Ramada Inn, Super 8, Travelodge, Wingate Inn and Wyndham Hotels. The TripRewards program is fee to join and allows it's members to earn additional points that can be combined with points earned from the card. The TripRewards MasterCard offers a 0% introductory rate for balance transfers and cash advances for the first 12 months, a low fixed interest rate and no annual fees.
Miles Card from Discover
Take advantage of the travel rewards program offered by the Miles Card from Discover were users can earn one mile for every dollar spent on general purchases. You can also earn 1,000 bonus miles for every month that a purchase is made with the card for the first year. A maximum of 60,000 miles can be earned per year and as long as the account is active the miles never expire. Miles that are earned can be used towards reduced airfare on most major U.S. airlines with no blackout dates. This card offers platinum benefits, a 0% introductory rate on purchases and balance transfers for the first year, no annual fees and a reasonably low APR for those who qualify.
Travel Rewards Credit Card
Travel rewards credit cards are cards that offer free air miles that accumulate with purchases. These credit cards are commonly affiliated with airlines. However, a lot of people do not realize that frequent travelers can benefit from other numerous perks that these credit cards offer. The perks and benefits associated with travel rewards credit cards are numerous and typically go far beyond what the typical account holder realizes. A traveler should carefully read all of the documentation that goes with these credit cards so that the benefits and perks they offer can be maximized.
Travel rewards credit cards can be the frequent traveler's best friend because they offer features like hotel discounts and travel insurance. It can be expensive to pay for injuries and accidents that can happen while traveling. The insurance may not always cover the available medical care, and automotive negligence can amplify the cost of damage to property in a foreign country. A person that travels to other countries frequently can benefit from the free travel insurance that these cards offer.
However, a traveler should read all of the documentation that came with their travel rewards credit cards if they are interested in travel insurance. This is because the amount of insurance varies according to card and account type and the insured events also vary between accounts. Vehicle accidents that damage rental cars are the most frequent type of travel accidents that can use the travel insurance that comes with travel rewards credit cards. The travel insurance that comes with travel rewards credit cards can greatly ease the mind of the traveler from the possibility of an accident while operating a rented vehicle.
The casual traveler may find those business and first class lounges that are found in many airports, an enigma. These lounges are usually found at the end of nondescript hallways and behind the unmarked doors. A lot of travelers are completely unaware that a relaxing and luxurious lounge lie behind the plain looking windowless doors. They also do not know that the airlines use these rooms to reward their frequent customers, and the only way for the traveler to gain access to these rooms is by getting travel rewards credit cards through the airlines.
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