Guide to Finance

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Veer Union Final Moment

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But one level of preparation for your final years of a very full life that you may not have decided about is funeral preparations. Many funeral homes sell packages where you can pay for your casket and much of the funeral expenses well in advance. This is very appealing because you can think ahead about how you would like the funeral to go and select the casket and make arrangements so there is less guesswork for your family and loved ones if the moment comes up too quickly.



That is the real appeal of preplanning all aspects of what might happen when your final moments come. You do not want to leave your children to have to try to figure out your life insurance, your estate issues, your will and your funeral if your demise comes along suddenly. Most of these preparations are pretty cut and dried and you want all the paperwork in order, legal and the person assigned to resolve your estate informed and legal so there is no time lost on getting things the way they should be if the moment were to come.

The big step of pre-buying your funeral plot, casket and paying for the funeral in advance is something to give some serious thought to. For one thing, you must be absolutely sure you are in the town where you will want to be buried. Many times later in life, a retired person wants to pack up and move to where the kids are living. That is one of the good things about begin retired and relatively unencumbered by a lot of possessions. If you are living in an assisted living center, the move is just not that difficult. So you do not want to own property, even if it is just a burial plot and have to deal with transferring all of that paperwork to another town if you do move with your kids.

But the compelling reason not to put money into a funeral arrangement package is that funeral homes are not great at managing those funds. There have been plenty of stories come out of late of mismanagement of funds buy funeral homes. Or if the company owning the funeral home is bought, many times the new company will not honor your contract with the previous owners and your relatives find this all out just when they least need to hear about problems.

A much better option is to take the same money you would have put into funeral arrangements and put it into a trust set aside just for this purpose. You can name who you want to have access to the trust and even write out in specific detail what you want the money used for and how you want the funeral to go. That form of living will or ethical will gives your relatives the resources they need to conduct your affairs and the directions you want them to have. But they have the flexibility to pick the funeral home and buy the plot that seems right at the time. The money can accrue interest and it is secure because it is still owned by the family right up until it is needed.

The desire you have to get your final arrangements arranged is a good one. But thinking through some of the problems that can come up if you do too much prearranging gives you the wisdom to make the right choices so you can enter your retirement years knowing that everything is arranged when and if, God forbid, the moment of your departure comes along.
Veer Union Final Moment
What if you were hit with a sudden tsunami right now, without warning? You're lazing on a beautiful beach, when suddenly this humungous skyscraper of water is leaning over you! You have nowhere to go. In fact, you don't even have time to collect your thoughts and get up! What do you do? How do you react in that split second?

In situations such as this people have seen their whole life flash before their eyes. As I'm writing this, the Lord is reminding me of that very same thing I experienced so very long ago!

On a trip to Colombia with my family, we were walking on a narrow foot bridge the width of a man, hung over a very steep ravine. You had to hold onto the thick horizontal cords which supported the swaying passage. In split-second three-year-old, I-can-do-it-myself exuberance, I had let go of my father's firm grip and slid through the flimsy rigging.

At this moment I'm surprised my memory is being brought back so vividly! The deep abyss was strewn with huge rocks. My three-year history flashed before my eyes at whirling speed. No; I do not remember those scenes, but wish I did!

I had landed between boulders on a patch of soft, horizontal patch of spongy moss. Praise God for the craggy obstructions that kept me from tumbling a long way down! All I remember was being surprised at how miraculously my father was right scooping me safely into his arms.

Whether a tsunami, stroke, or miss-step off a fragile hang bridge hits you by surprise, will you safely land in your Father's secure lap?

Will you be calling on the Name of Jesus? Do you know the Power that is in that Name? The Bible states that all who call on the Name of Jesus shall be saved. (Acts 2:21) "Neither is there salvation in any other; for there is none other name under heaven given among men, whereby we must be saved." (Acts. 4: 12)

Do you know where you're going after you die? Are you absolutely sure that you will be going to heaven? You can be, you know! But don't wait for something drastic to happen first! Today is the day of your salvation. (2 Cor. 6: 2)

God loves you so much that He sent His only-begotten Son to die for you. Everyone who believes in Him will not perish but have everlasting life. (John 3:16) Mankind has inherited Adam's sinful nature. Jesus came down to restore your spiritual connection to God through His death on the cross. Just as Adam chose to disobey God, you have a free choice to receive His free gift of restoration. God will never force any action on your part.

God's Love is total and unconditional. Whether you are the worst sinner in the world, don't think you're worthy of God's love, or that somehow you have to earn it, know this: God Loves You! Reach out to Him; He is waiting for you.

"The Lord's hand is not shortened, that it cannot save; neither his ear heavy, that it cannot hear. (Isa. 59: 1) "Though your sins be as scarlet, they shall be as white as snow; though they be red like crimson, they shall be as wool." (Isa. 1: 18)

Why would God want to do that, you may ask? Because on the cross, Jesus was wounded for your failings, bruised for your sins, and punished for your peace! (Isa. 53: 5)

Take Him up on His offer of unconditional love. It is free and available to everyone. Be assured that when calamity suddenly comes rushing at you, you will know that the eternal God is your refuge, and that "underneath are the everlasting arms." (Deut. 33: 27)
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About Author
Both Wayne Miller & Ann Stewart are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Wayne Miller has sinced written about articles on various topics from Parenting, Finances and Financial Planning. Wayne Miller has written two e-books and has traded serious money inside different stock and commodity markets. One is called The US Financial Crisis of 2007-2007 and the other e-book is called Opportunity of a Lifetime.. Wayne Miller's top article generates over 9900 views. to your Favourites.

Ann Stewart has sinced written about articles on various topics from Religion, Disease & illness and Depression. Ann Stewart is the author of "With Wings As Eagles" For encouragement, faith and inspiration in the storms of life, subscribe to her weekly newsletter:
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And Ashley will never forget the adoption agency employee who gave her the URL of that website
 
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