There are two forms of grant disbursement by the Federal government. A dicretionary grant is the first form. This is a grant awarded by an agency of the Federal government (like the Department of Health and Human Services) to an organization in need of assistance (like a homeless shelter).

The second is in the form of a formula or block grant. This is Federal money given to States, Cities and Counties. These funds are allocated at their discretion to charities and other social providers. The States and localities receive "significantly more money" than the Federal agencies for distribution.

Individuals should take advantage of the wealth of information available online. Simple searches for key words can turn up websites of importance. Web searching can also turn up thousands of unrelated websites as which you are probably already aware. Don't get frustrated, others have done some of the searching for you. These are informational products available at a small cost.

Informational products on the subject can provide direct links to sources that you may never locate through searching. Already researched for you, these individuals have links and information packaged for immediate access. For the cost of a few cd's or books, you could easily locate your funding source. Whether you are seeking a grant or scholarship for college, assistance programs for small business, or loans for minorities or women, products like these can be a necessity. Grant writing tutorial software and applications are often included. A good proposal can often mean the difference between being accepted or rejected!

So if you are in need of assistance, the Federal government is a place to start, but be sure to follow up at the State and local levels. You may find them to be your best source of free government money. Make the best use of information available to you, both free and at a small cost. Do not purchase informational products that say they can "guarantee you money". Don't forget, discretion is used for all funding. Save time by making use of the research that has been done by others on the subject. Informational products that you purchase should always offer 100% money back satisfaction guarantee on the "quality" of their product. Using information to guide you in the proper direction, , knowing where the most money is available, and using the proper tools to apply can lead you to the government money that you desire.