HUSKY offers insurance for children of low-income families. HUSKY offers two options. Part A for families whose income fits within the lower qualified income limit and Part B for children of families who earn above the limit.
1. For children to qualify they must be:
? Under the age of 19 and
? Live in the state of Connecticut.
? Income Limitation: The income level varies depending on the number of individuals in the household.
For example, a family of 2 must earn less than $20,535 can qualify for Husky A. However, a family of 2 earning between $25,327 and $32, 171 will qualify for Husky B.
2. Coverage Cost:
? Husky Part A: The cost for the coverage can range from free to minimal depending on income
? Husky Part B: Premiums are based on income. For example: a family of two earning over $41,070 will be charged a group premium rate ranging from $158 to $230 per month per child. They will also be subject to co-payments.
3. Coverage Provided:
? HUSKY Part A: The coverage is comprehensive including preventative care, such as well child visits, prenatal and immunizations. These are all covered in full. The plan provides for a certain number of visits per year, in accordance with the recommendations of the American Academy of Pediatrics. Most in-patient physician and hospital care is covered is fully covered. In addition HUSKY provides 100% coverage for dental exams, x-ray's fillings and necessary dental care.
? HUSKY Part B: The coverage is comparable to HUSKY Part A, however low co-payments and deductibles apply. The aggregate co-pay (usually $5) and deductibles vary depending on income level
? HUSKY Plus offers coverage for those children with behavioral and special intensive physical needs.
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