You have now decided that you want to go ahead with tubal reversal surgery, but the biggest thing you will be faced with once you have made this decision is how you are going to pay for it. The best thing to do then is to start investigating what kind of financial assistance for tubal reversal there is and which you qualify for.

Your first port of call in order to find out if you can be helped financially with paying for this particular operation is to see if the health insurance you have will cover some or all of the costs. Unfortunately this may not be as clear cut as you first thought. You may well need to spend some time reading carefully through your health insurance policy to see what inclusions or exclusions there is in it in relation to surgical procedures.

A lot of insurance companies will consider this form of surgery to be elective. Putting it simply "tubal ligation is a procedure which you chose to have the carried out" and therefore they will be unwilling to cover the costs for you to have the procedure reversed.

Once you have looked through your health insurance company's policy, you may luck out and discover that certain aspects of the procedure will be covered. Such things as the tests carried out prior to the surgery and the anesthesia during the surgery might just be covered.

The best way to check exactly what your current health insurance allows for and what it does not is to get hold of details of the procedure and diagnostic codes from your doctor. You can then provide these to your insurance provider and they will be able to tell you almost immediately whether insurance coverage is provided or not.

You may be lucky to find that your insurance company is one that will provide financial assistance for tubal reversal surgery. Is yours Blue Cross/Blue Shield? However, the coverage will still depend upon different things.

Although this may vary from insurance company to insurance company (never let it be said we know their minds), some will want to know if this is happening in your state of residence. There are legal requirements on a state by state basis they may have to follow including the allowance of fertility procedures. Unfortunately, that doesn't necessarily mean tubal ligation reversal surgery is in the allowances.

The other point to note if you choose to use the services of an insurance company to provide you with financial assistance for tubal reversal is they may not always provide the money for the procedure immediately. Rather they may decide to pay out only after the operation has been completed and after you have had follow up appointments with your surgeon. Therefore you may need to get written confirmation from the company before the surgeon will proceed with the operation.