But don't you waste a lot of time and energy doing just that? You could be selling more insurance in less time with less work if you just knew how. Focus your efforts on people who already know they want what you have. You feel rejected when suspects continually turn you down, but they aren't rejecting you personally they'd reject anyone because they don't want what you're offering. When you try to sell to these people it's foolish and self-destructive. The reason you do it is because you're focusing on trying to fill your appointment book instead of focusing on only meeting with people who want to talk to you about what you have to offer.

No matter if you're communicating face-to-face, on the phone, or through your marketing materials you need to help your ideal client to go through a thought process that makes them want you to help them buy. You need to understand your market and what they want and what they want to avoid in order to do that. The best way to help them through this thought process is through a series of conversational questions that help them to make easy "yes" decisions so they are able to comfortably make the big "yes" decision.

Your first question may be about something they don't want or don't like. If they can answer "yes" to that question then you can take them to a question that leads them to something they do want or would like. You might add a question that helps them to think about how getting what they want might benefit them in other ways. Then you must have your final question that gets them to give you permission to talk to them or show them something about what they want. The way you phrase this question is very important. Here's a good example, "if I can show you a way to get (whatever they really want) would you be interested in learning more about that"?

Now that you've gotten them very interested and excited to know more you have to have a great offer to get them to take action. As you know the best way to help someone buy is to engage and involve them. So using that proven technique develop an offer that engages and involves them in their "yes" decision.

Have you ever met someone face-to-face who seemed to be very interested in you and what you have to offer, but the minute you asked for the appointment they backed away and gave you an objection or stall? Their response is actually quite natural and to be expected. Because the moment you went directly for the appointment they felt like they were being sold and no one likes to be sold so you actually hurt your opportunity for insurance sales success.

You can prevent that if you have an offer that is low risk and high value, so saying "yes" to the offer is a no-brainer decision. Plus you want the offer to deepen the relationship and experience they have with you building trust and rapport. You may have a report you can send them, and audio explaining it, or an event you invite them to. You'll actually sell much faster taking the seemingly slower approach plus you'll get far more referrals.