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Frequently Asked Insurance Questions
James Carl


How often should I have my gutters cleaned? You should clean them at least twice a year. If you have many trees in the area of your home you should clean them 3 to 4 times a year.
How Do I know if I need a new roof? You can usually tell with a visual inspection of the shingles. Look for cracks, peeling and any spots where the roof is leaking. If in doubt call a roofer for an inspection.
How long does it take to have a new roof installed? That depends greatly on your home and the pitch and design of your roof. Most residential roofs can be redone in two days but it could take as long as a week to complete your re-roof.
Should I worry about ice dams? Ice dams occur when snow or ice on the roof melts and flows to the bottom of the roof. It then refreezes and causes the water behind it to build up. This water then will often find a way into your home underneath shingles and in cracks. This can lead to extensive water damage. You should be concerned about ice dams if you have a roof in a colder climate with a very low pitch or have an older poorly insulated home. If you think you have a problem consult a local roofer for easy solutions.
Why does a roof need ventilation? Ventilation helps remove the heat that builds up during the summer months and helps reduce moisture buildup under your roof. This helps your roof and shingles last longer by preventing the rooting of the wood and curling or distortion of your shingles.
Hopefully your question has been answered. If you still have more questions, consult your local roofing company.
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