Most of the UK's big banks offer different tiers of personal banking, including prestigious premier current accounts which, in return for a monthly fee offer a wide range of benefits, and most offer incentives that are particularly relevant for those who are constantly on the road.

Although not all offerings are the same most premium accounts give at least a basic level of breakdown cover for motor vehicles from one of the country's major breakdown companies. Also, generally offered with this type of bank account is mobile phone and gadget insurance. Both of those benefits should appeal to frequent travellers because they are provided at no additional cost when operating the bank account and additional specific provision does not have to be made, allowing for a saving on the cost of arranging independent cover.

Other benefits that are offered with this type of account that would particularly appeal to frequent international travellers include free worldwide travel insurance and complimentary airport lounge access. The insurance provides peace of mind, knowing that both you and your possessions are covered when travelling and lounge access offers a calm environment in which to prepare for your flight, or perhaps catch up on some work before boarding.

Financial benefits offered include an agreed interest and fee-free statutory minimum overdraft, with preferential overdraft rates on amounts over the free amount. Or, if you never need to worry about going in the red most types of premier bank account also offer attractive rates of interest on credit balances.

Another free benefit that may be offered with this sort of account is cardholder protection. This insurance policy not only covers all your debit, credit and store cards against theft, loss or damage, but also generally provides cover for the policy holder's passport and driving licence and other important documents, providing another extremely handy benefit for frequent travellers.

And lastly, 24/7 telephone assistance and secure online banking is normally provided to holders of a , meaning that wherever they are in the world they can carry out their everyday banking or contact their bank for specific help either by logging on to the internet or by calling a dedicated account team - very handy for those who are frequently away from home!