Landlord emergency assistant policy is designed to insure the landlord against an uxpected problem with plumbing and drainage, electricity supply, doors or windows, and heating system.If you are a landlord,you will find the landlord emergency assistance inssurance very helful to keep your property in good working order.
Why it is so important
An emergency repair may be required anytime. Suppose,the heating fails in the middle of winter or you have sudden problems with electrics, plumbing or drainage,all you need to do is phone the emergency helpline and the insurance provider will arrange a suitable contractor and pay for labour and materials,which are very expensive and inconvenient.
But it is even more important for a landlord who lives abroad or miles away from his property and does not like to be bothered with the inconvenience of a domestic emergency at his rental property.
What it covers
Here is the list of some typical areas covered by a landlord emergency assistance inssurance.
1. Plumbing problems caused by leaking pipes or blocked drains.
2. Failure of the hot water system.
3. Loss of keys to the property.
4. Central heating or boiler failure, usually during winter.
5. Broken windows or doors etc., presenting a security issue.
6. Sudden & unforeseen damage such as a leaking roof caused by storm damage.
7. Emergency accommodation cover for the tenant.
8. Blocked toilet systems.
9. Failure of the Gas or Electricity supply within the property.
Buying a landlord emergency assistance insurance you can really enjoy the peace of mind.You are certain that any unexpected emergency repair bills will be settled for you by your insurer.Moreover, give your tenant a card with the emergency phone number and in the event of a problem, the tenant will call the emergency helpline, and not you.Then,the insurer will help arrange everything.So,buy a landlord emergency assistance insurance and enjoy the real peace of mind.
