Many times home inspectors can't fully do what they're supposed to do because certain areas of the home are inaccessible, due to clutter. When it's time for your home inspection, you want to get your money's worth. You don't want the report to say, “Inspection limited due to the excess possessions blocking access and view.”

This isn't about being a neat freak. The American Society of Home Inspectors ASHI ®, Standards of Professional Practice, says inspectors are not to report on components or systems which are not observed. Your inspector isn't required to disturb insulation or move personal items out of the way. If you've got furniture or plants in places your inspector needs to see, like the doorway to a utility closet, you'll have to move that stuff. Clear off any snow and ice if necessary as well.

What if the water heater, electrical panels, or attic are places your home inspector can't get to? Those are areas he must check if your home is to be inspected properly, and if you're going to get the report you need. The bottom line: Don't let junk ruin your home inspection.

In some homes water heaters are found in utility closets or garages. If the water heater is surrounded by clutter, your inspector can't tell if there are possible problems, such as a fire hazard. If an electrical panel has been improperly installed, but is hidden from view, your inspector won't know that, and neither will you. What if that panel causes a fire for the next home owner?

Walk through your home before your home inspection is to take place and make sure all doors and passageways are accessible. Move stored items out of the way or elsewhere altogether. If the home being sold is vacant make sure that the power, water and gas remain on so that all systems are operable and can be inspected.

If items on the report can't be inspected, you as the seller may be asked to have the home inspected again after areas in question have been cleared out. Similarly, if you're the buyer, you can ask for another inspection. Another option is to request that the seller pay for a warranty if a certain component is not inspected.

Granted, if a home to be inspected is being lived in, there will be personal possessions throughout the house. Some areas will be less accessible as a result. If you're the seller, make sure things can be moved out of your inspector's way.

Show some common courtesy and make sure key areas around your property can be seen by your home inspector. You may not be trying to impress him at a dinner party, but you'll make his job easier, and you'll get a more complete report. That, after all, is what you're paying for.