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By refinancing your home loan, you can give yourself the funds to pay off that high-interest credit card debt and stop the depleting cycle of finance charges and late fees; you can secure the funds at a lower interest rate and lower your monthly payments ? while you rid yourself of other debt that is damaging your credit rating.

With bad credit, banks and many finance companies will not be willing to grant you a loan, or they will charge exorbitant interest rates. At ParkAveCredit.com, we have access to the most current programs, with a wide spectrum of lending institutions willing to make a home finance loan reduce your financial burden.

Here are some of the benefits of a home refinance loan:

Your loan is secured by your home as collateral, reducing the risk to lenders to obtain a lower interest rate.

You have one reduced monthly payment.

You can use the loan to pay off your debt to multiple creditors, and eliminate the high interest rates charged by credit card companies, which immediately puts those finance charges back into YOUR pocket.

You will immediately improve your credit rating by eliminating multiple debts and unpaid balances being reported to the credit bureaus every month.

The interest and property taxes are tax deductible.

Fast approvals ? We can get a home refinance loan approved and closed in as little as 14 days.

Convenience: We work with a nationwide network of lenders and can find a title and escrow company in your location for the closing of your loan.

Service: Our service staff will hold your hand during the process and answer any questions you may have.