You can spend on your credit card for purchases and repay the amount when the billing is done and statement is generated. The success and popularity of online shopping is also directly related to the use of plastic money. You can use either credit or debit cards for online shopping. Stay in the comfort of your bedroom and purchasing items is just clicks away. One market leader in this revolution is HSBC which is one of the world's leading issuer of MasterCard® products.

 

HSBC Holdings plc is one of the world’s largest banking groups. It has been ranked as the third largest banking company in the world by Forbes Global 2000. Founded in 1865, it is named after its founding member Hong Kong and Shanghai Banking Corporation. Until 1991, it was headquartered in Hong Kong. Now it has moved to London.

 

Though it is a London based bank, 80% of its earnings come from other parts of the globe through local banks, which are spread all over the world. In the US, it is represented by HSBC Bank USA N.A. and HSBC Finance Corporation.

 

While HSBC Finance Corporation focus is on selected lines of consumer lending with branch networks spreading across the US, HSBC Bank USA is a full service bank and has a strong branch network in New York State. It also operates nationwide offering personal banking services and issuing loans and credit cards.

 

HSBC credit cards are designed to meet all credit requirements with sophisticated services and are accepted globally. The rates are competitive and all kind of benefits perks and reward programs including cash back, travel rewards etc are offered. Apart from these offers, you can get the most out of a superior customer service.

 

Acquiring a HSBC credit card is very simple. Applying for a HSBC credit card involves a simple procedure and takes few minutes only. You can complete all these online.

 

The first step is card selection. Search the Internet for HSBC credit cards and choose the one that best suits your requirement. After selecting the preferred card, the next step is to provide basic information. This includes providing your personal details. Having done this, you will now fill out the application details where you will be required to indicate your card instruction options like ATM, language etc. The next step is confirmation. Here you have to read all the terms and conditions and declarations and confirm your agreement to them. Having done this, comes the final step, which is acknowledgement. You will be provided with a reference number confirming the receipt of your application.

 

Some of the popular HSBC credit cards are HSBC Platinum MasterCard, HSBC Cash Back Rewards MasterCard, HSBC Cash or Fly Rewards MasterCard etc. The basic advantage of all these cards is 0% intro Annual Percentage Rate on purchases and balance transfer from 6 to 12 months from the day account opening. Online account management services are provided in all the three above cards.

 

Constant Innovation is what keeps HSBC credit cards ahead of other credit cards. New features and attractive offers are introduced from time to time. The American DreamCard is one example of this innovation.

 

For every net $1 spent on your American DreamCard, you will get an automatic entry American DreamCard Jackpot, where you will get a chance to win at least $25,000.00. A lucky winner has emerged every month since it was first started in 2004.

 

If you refer your friend or family and one of them becomes a holder of this card, you will get 1,000 extra entries for the next draw. There is no limitation to entries and winnings. You can win as many times as possible.