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Gold Business Credit Card
Beth Derkowitz
Business owners should consider the Gold Delta SkyMiles Business Credit Card for a number of reasons. Those that are looking for a credit card that offers a good reward program for free and discount travel should consider this line of credit. It is offered to individuals that have good or better credit and that are interested in flying through Delta Airlines. If that is you, this credit card may be the right solution.
The details of the Gold Delta SkyMiles Business Card are good. It offers an introductory period of 9.99% on balance transfers that you fund within the first six months of owning the line of credit. That rate will hold until the transfers are paid off in full. In interest rates, the credit card offers an APR of 17.99% on purchases at a variable rate. For cash advances, you will get 22.99% APR variable.
A drawback here is the $85 annual fee which is waived your first year. In addition, the fee can be reduced if you have other business accounts held by American Express in the business category. You have a grace period of 20 days and a credit limit that can extend as much as $50,000.
The rewards program is good on the Gold Delta SkyMiles Business Credit Card. You will earn one mile per dollar. In addition, you earn two mils per dollar when you use the line of credit at locations such as the supermarket, on Delta Airlines or Song purchases, at the US Postal Service and various other programs. You will need to use them within three years and they are compatible with your Frequent Flyer Miles. The most that you can earn in one year is $100,000.
The Gold Delta SkyMiles Business Credit Card offers a good amount of benefit in their reward program. In addition, the interest rates are decent, although not the lowest. Yet, for those that have average credit and are looking for travel rewards, this American Express funded credit card is the way to go.
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