I was scanning the contents of the classified ads one day when I stumble upon the section where it says ?Apply for a business credit card now?. So I called a friend of mine on the phone who happens to have a small business. She owns an internet caf?. I asked her if she has a business credit card. She told me she don't have one. I asked her how she financed her company with no credit card at her aide. She said that she sought the help of a money lending establishment instead of going to the bank and applies for a business credit card.
I asked her why not? She answered that she doesn't trust business credit cards because of its hidden charges and interests. Plus it will take so much of her time applying and wait for several days for the approval. And it is difficult for her also for her to have a business credit card because she doesn't even own a personal credit card. Going to a lending establishment is more to her preference and she wanted a fast and swift response for her financial needs.
I told her maybe she just needs a little more information regarding the matter. It would be better if she was informed appropriately so she would not be skeptical in applying a business credit card.
And so, I asked her if she can come with me. We will be credit card hunting and maybe I might get to change her mind. And she agreed to come with me. She admitted that maybe its time for her to have a credit card. she confessed that she already paid her balance at the lending establishment and she would like to try for a credit card this time.
And then I told her, we could go to her shop the search for credit cards online. That way, she can both look out for her business and at the same time explore for possible business credit cards. She readily agreed. We decided we go out tomorrow.
The next day, I went to her shop and my friend was busily talking to her staff, giving out instructions. I greeted her and she looked up and she told me to get inside her little booth. I waited for her there. And then she came in and we work on her computer.
We found a website that offers many business credit cards. We run through the selection and we scrutinized every credit card we found until we found something that caught her attention. We read the terms and conditions, the promotions, the rewards and then she hit the ?apply now? panel.
It's a good thing I made her to apply business credit card. Because right now, she is enjoying the credit card that she applied online plus the rewards she earned can be redeem anytime.
