Shapiro uses the federal law, the Fair Credit Reporting Act (F.C.R.A), passed in May 25,1970, to create the step by step method of his book.
Because the law allows for the removal of credit reporting items that are not 100% accurate and verifiable, and because the files of the three major credit bureaus (Trans Union, Equifax and Experian) are only 20% accurate, Shapiro is able to use these very facts as strategies for deleting inaccurate and negative credit entries.
Shapiro states that the banks and the credit card companies have spread the myth that bad credit must sit on a person's records for as long as ten years before being removed. In his book, The Attorney's Guide to Credit Repair, Shapiro shows exactly how such items are legally removed much sooner.
Many consumers believe the misinformation they are given and suffer needlessly from the disastrous effects of bad credit for many years.
The consumers' Fico score is improved through the step by step method Shapiro uses and is based on the F.C.R.A law and the inaccurate information dispute process of the credit bureaus.
He explains how the the Fico score affects approval for credit and how points can be added to the credit report by removing inquires from the report. He provides carefully crafted dispute letters for consumers to forward to the credit bureaus.
In a very short amount of time, The Attorney's Guide to Credit Repair will erase negative credit, raise the credit score and allow anyone to get the credit they need to achieve their goals and proceed with their lives.The guide uses special techniques you will not find elsewhere.
Because the current laws allow for the removal of any credit entry that is not 100% accurate and verifiable, The Attorney's Guide to Credit Repair is guaranteed to increase the Fico score.
