Most people start to worry about Christmas shopping because their concerns about financial tension. Holiday season is the time to lose your money on your wallet because you have to get ready for your family's and friends' gifts. But recently the food, oil and gas prices are skyrocketing and there is a shaky stock market, we have to be serious of every penny we spend. Everything's prices are going higher except one thing - your wallet. So, how to survive this holiday season and give your loved family and friends the best gifts?

1.Choose the right present. Know what your family or friends' favorites are and avoid wasting money on unwanted gifts. Imagine how bad feeling if you received the gift from your friend that you really don't like. Not only do you think your friend waste money but also add some depression for your joyful holiday. Maybe it's not so bad. But remember to choose the right gift for someone you love is important.

2.Go shopping online. There are tons of online stores providing great deals and promotions for Christmas. It not only saves your time but also saves your gas because you don't have to drive to the mall. Many online stores provide exclusive online deals to attract more shoppers to visit their stores. For example, many big retailers like Target.com or Amazon.com almost have everything you need for holiday. And there are many gifts at discount prices you can choose from.

3.Be a savvy and economic shopper. We all know that most stores have better deals on holiday season. But what if you can pay much less for the same products, would you go for it? Well, many online price comparison sites like Shopzilla.com or coupon sites such as icetab.com offering their users the lowest prices which they hardly can find local stores. For example, icetab.com provides the newly coupon deals from huge selections of top stores to its users. If online stores provide discount deals, users can get the second time discounts by coupon sites' coupon codes to save more money.

4.Get Reward credit cards' gifts. If you had applied reward credit cards, it is good time to see what rewards you can redeem. The rewards are not only for yourself, you can also send them as the holiday gifts. Most reward gifts come with good value. If you have too many reward gifts that you don't use, you can wrap it up and sent your family or friends without spending a dime.