You can invest your money in many ways, considering your own stage in life, tolerance for risk, and your requirements for return rates on your overall portfolio. The very best way to invest money is unique to each individual, because you will need to consider things like family plans, risk tolerance, and life-long goals. These basic ideas will help you figure out the best way to invest money for yourself.

The first type of investment to consider is a home mortgage, either for rental income or for renovation and resale, because of the large number of low-priced foreclosures on the market. Purchasing a rental property and keeping it for a few years will mean becoming a landlord, which can be a bit of a hassle. However, the rent will help cover the cost and you will be able to profit when the real estate market bounces back in a few years.

The next choice to consider is the stock market because right now is the time to get deals on stocks that have reached their yearly lows. These stocks often rebound (like in the finance sector and most technology stocks), assuming you are willing to take a chance. But people often don't invest in stocks because the prices are always in flux.

Investing in bonds can often be safer and more stable than putting your money into the stock market. Despite being considered far safer than stocks, bonds still have various levels of stability. Municipal bonds are often the most stable and carry with them the additional advantage of tax savings.

If you don't want to invest in real estate, stocks or bonds, you also have many other choices such as investing in commodities, options, futures, and currencies. However, most people view investing in these investment vehicle as more advanced and if you don't know what you are doing, you could end up losing money quite easily.

Private ventures rounds out our list as a final option of where to invest your nest egg. Look around to find the countless business opportunities that are out there at this moment. Due to the numerous military base realignments and closures of 2010 and 2011, there are many areas that will need quite a bit of infrastructure redevelopment. The smart money will find plenty of opportunities near bases where jobs and people will be moving.

The opportunities certainly exist, possibly within walking distance of your home, too. So choose wisely which is the best way to invest money by doing plenty of researching. Without research, investing is called gambling, which is just as effective in your home as it is in Las Vegas. So unless you want to have the same chances of achieving your goals as you would at a blackjack table, spend more time than you think you will need weighing your options very carefully in terms of risk tolerance, time to goal achievement, and of course your personal needs.